Steve Cyboran Email & Phone Number

With over 30 years of consulting experience, Steve Cyboran is the CEO, Consulting Actuary, and Chief Behavioral Officer at Humaculture, Inc., a company that cultivates organizations to nurture and grow people to thrive. He is a certified reseller and consultant of Outmatch and WorkEffects, two leading platforms that enable data-driven and culture-aligned solutions for people. He leverages his competencies in behavioral economics and total rewards, as well as his credentials as an actuary, to design, administer, and implement strategies that address the issues that lead to the ultimate breakdown in human performance. He works with clients across various industries and sectors, including education, health care, retail, manufacturing, and energy, to help them optimize the value and performance from their workforce and students. He also publishes articles and blog posts on topics related to his field of expertise and mission, which is to create a healthy culture, refine the employee value proposition, and improve performance, health, and financial well-being.Additional details can be found on my website at www.humaculture.com.

Washington, Dc, Us

Working with a group of close to 100 insurance executives to research and develop a solution for the global excess mortality and disability experienced since COVID-19. Developing an actuarial model to help insurance companies and employers create intervention programs that make financial sense and financially benefit the sponsors of the program.

Serving as a founding board member, facilitated the development of the vision, mission, and strategic priorities to help launch MAAP Foundation as an organization that works in alliance with other organizations to finance projects that empower Africans to improve their situation and then pay forward the microfinance loan through further investment in projects that empowers and employs more Africans while advancing awareness, health, quality of life, and God’s care of the underserved, particularly mothers and babies.

Kingwood, Tx, Us

Steve offers a specialized niche consulting service that works directly with you and your organization focusing on your needs and culture. His goal is to improve workplace/campus health, the employee/student experience, benefits effectiveness, and worker/student well-being while lowering inflationary benefit costs, reducing unscheduled absences, and improving productivity, business performance, and financial results.He supports clients through the 1) development of customized strategies in partnership with you to help you achieve your business goals; 2) creation of action plans that promote holistic well being and performance within your budget constraints; 3) design of benefit programs that meet the needs of you and your workforce while ensuring dollars are spent optimally; 4) support for you throughout the implementation of these plans by being directly involved with you in the design, the processes, and the communications; and 5) delivery of results by conducting rigorous actuarial analysis with customized metrics for determining success.Steve offers a service oriented reputation for integrity, innovation, and sound actuarial analysis from over a quarter century of helping employers and health care providers find creative solutions. He utilizes a vision-driven approach focused on behaviors supported by data and research-based design to inspire and guide participation and performance. He brings deep expertise in health strategy, paid time off, absence and disability management, streamlining benefits, and health care reform modeling.Additional details can be found on my website at www.cyboran.com.

London, England, Gb

As a senior consultant in Towers Watson's Health and Group Benefits practice, Steve focuses on client development and strategic consulting. While he works across a broad set of industries, his current focus is on organizations in the oil & gas, higher education and health care provider industries and serves as the South Texas Health Care Provider Market Champion. He has deep pocket expertise in facilitating healthy cultures, creating sustainable health plans to avoid the excise tax, redesigning paid time off programs, rethinking voluntary benefits, EAPs and retirement programs to support financial well-being and to align health and group benefits with total rewards strategies and well-being initiatives. He participates in and supports intellectual capital development for Towers Watson’s national Health Management, Absence and Disability Management and Microsegmentation teams.

Steve leads Sibson's national team focusing on Healthy Enterprise and Campus initiatives including absence, health, and lost productivity. He is actively involved in a variety of strategy projects focusing on organization effectiveness, health care, disability and paid time-off. He employs a research based approach to client assignments and leads research around healthy enterprise, wellness and behavioral economics. Some examples of client impact include:For a client that struggled to gain employee participation in a health risk questionnaire even with a $175 value incentive, he helped them achieved 91% employee participation (up from 17%) and 85% spouse participation (up from 0%). For a higher education institution struggling with attendance and absence, resulting in unreliable support staff, entitlement mentality, and significant employment relations issues, he helped them reduce unscheduled absences by 52%, reduced high performer turnover by 29%, increased low performer turnover by 36%, reduced extended absence by 72% and reduced related employee relations issues by 95%. For an employer struggling with increases in health care costs sought a solution that didn’t rely on increasing co-pays, he helped them reduced prescription drug costs by 8%, reduced employee costs by 30% and improved prescription adherence rates.

New York, Ny, Us

Ba, Mathematics

High School Diploma