SE INSURANCE SERVICES was founded in 2013 and provides consulting services to small and medium-sized businesses in the healthcare and ancillary employee benefits space. The firm was founded on the principle of being an INDEPENDENT and UNBIASED strategic consultant- helping companies navigate the increased complexities and ever-rising costs of providing benefits to their employees. Specifically, the firm focuses on helping companies find the right outsourced HR solution- PEO (Professional Employer Organization) HR compliance and employee benefit solutions space, as well as non-PEO healthcare and employee benefit options.PEO's provide outsourced HR (Human Resources) services- focusing on the administrative side of HR. They offer the peace of mind that comes with the expertise as if your firm had a full-service HR department. To note, even for companies that have dedicated internal HR resources, the PEO DOES NOT REPLACE such people. The PEO simply frees up those resources so they can focus their precious time on STRATEGIC HR i.e. helping to grow the business and retain and attract talent. PEO's provide payroll services & associated tax administration (workers compensation/STD/LTD etc.), employee benefits, HR services and regulatory compliance, and 401 (k).By aggregating tens of thousands of clients into one "buying group", PEO's are able to leverage their significant economies of scale when negotiating with the healthcare carriers (and for other employee benefits such as dental/vision/ancillary benefits etc.), while also enabling small business's access to healthcare plans not available in the "small group" market i.e. companies with < 100 employees. To wit, companies that work with a PEO grow 7-9% faster than their competitors, have 10-14% lower employee turnover and are 50% less likely to go out of business! The ROI of using a PEO, in cost savings alone, is estimated to be ~ 27% (Source: NAPEO: https://www.napeo.org).​