Steve Freeman Email & Phone Number

Bend, Or

Principal at Bridge Creek Consulting LLC, a boutique payments and cybersecurity consulting firm serving clients worldwide.Serving as payments expert witness for litigation involving large global payment processor.Served as payments expert witness for deposition and trial related to account data compromise event at large U.S. merchant. Managed data privacy project requested by Visa Operating Committee to review use of Personal Information (PI) in Visa's products and services worldwide and recommend actions to mitigate PI risks. Wrote white paper for Operating Committee summarizing findings.Partnered with Visa Inc. Technology group to write paper for Operating Committee outlining Visa's strategic approach to restricting Visa staff access to PI by strengthening access controls and enhancing database-, file system-, channel-, and application-level encryption.Currently providing cybersecurity consulting, writing, and editing services for Redhawk Network Security, Tevora, and Certus Cybersecurity (e.g., press releases, risk assessments, service descriptions, promotional materials, newsletters, penetration testing reports, compliance reports, vulnerability assessments, web content).

Foster City, Ca

As Business Leader, Global Breach Response, managed Visa's breach response programs enabling client banks worldwide to recover losses associated with account data compromise events including Target, Home Depot, Harbor Freight, Wyndham Hotels, Sears, Global Payments, and Supervalu/Albertson's breaches.As Business Leader, Risk Communications, responsible for Global Payment System Risk organization's executive level communications and reporting; included development of KPI and KRI dashboards and presentations and reporting for Visa Board, Executive Committees and regulators such as the FFIEC.

Foster City, Ca

Provided management consulting services to Visa Inc., including development of strategies, plans and requirements for Visa's global credit and debit card products and account data compromise recovery programs.

Foster City, Ca

Managed business and technical organizations responsible for global payment strategy, product and service development, consulting/professional services, software development and global service management. Managed several large payment and eCommerce systems development projects with budgets ranging from $1 million to over $100 million and project teams of up to 150 Visa and vendor staff.

Foster City, Ca

Managed Visa's global Point of Sale and ATM debit card processing service, including strategic roadmap for enhancements, pricing, marketing, documentation, training, and rollout of enhancements. Managed 20-person department with $8 million annual budget.

B.S. & B.A., Business & English

Activities and Societies: Graduated Cum Laude

Mba, Trans-Global Executive Mba