Universal Wealth is a Forbes Business Council Member. The company helps individuals, families, and businesses with a range of financial services. Their goals are to educate and show people how to build generational wealth and achieve financial freedom.

Helping individuals and families conquer the four enemies of money: taxes, inflation, losses, and indecision.

Fresh Start Properties works with clients to buy/sell/invest in real estate from Manhattan to Montauk. As a licensed real estate salesperson, I am also a Certified Buyers Representative (CBR) and a Seniors Real Estate Specialist (SRES) allowing me to have a unique perspective when buying or selling a property.

𝙎𝘾𝙃𝙀𝘿𝙐𝙇𝙀 𝘼 𝘾𝙊𝙉𝙎𝙐𝙇𝙏𝘼𝙏𝙄𝙊𝙉: https://calendly.com/stevenkentwfg/30-minute-zoom🎥 Subscribe on YouTube @stevekent2273You insure your phone and your car, but what about yourself or the life of a loved one who might be the main income earner. How do you pay the bills now and going forward if the unforeseen happens?With a well designed protection plan you will alleviate your financial concerns now and in the future.👏 "Steve Kent is the one person who I turn to for Financial Advice! He is knowledgeable, as well as someone who will give you the shirt off of his back. I recommend Steve Kent because he cares about you and your future."👏 "Steve is very knowledgeable and willing to help you understand what your best options are. He helps you so that you can make a confident decision. He's been great to work with!!!"I help individuals, families, and businesses achieve their financial goals and dreams. There are many options to choose from, and based on life-changing events, are you financially ready? Events include marriage, a new baby, college planning, buying a home, protection for a lost life, long-term care, and planning for retirement. As our life expectancy increases, will your retirement income last as long as you live?➡️ Register here for my FREE webinar "Bridging the Gap, How Money Works" on 7/6 at 7 pm: https://us02web.zoom.us/rec/share/ELYGILAtFZEg-_Cmp1yQ1omiVLhOj0r0Zc0Ve-7FMdLRgCxJ3uZcKUySlrkZ0llj.IBSsFtZh2IumWPc5

Our residences or businesses mean a lot to us, and we live our daily lives to the best we can worry-free. However, one day the unexpected happens. A fire or smoke damage, a flood or water damage, or mold causes havoc and stress. I can help ease your stress, correct those unforeseen events, and help get your residence or business back to the way it was.

In an age where communication is key, doesn't it make sense to have a phone system that is reliable, affordable, and comes with great local customer service?This is what VoipX International can provide to your business. For every client, we provide a complimentary analysis of your current system, your future needs, and a proposal of how we can fill the gap. After all, isn't it critical that you and your client be able connect?

Independent assessments of a companies Software Quality Assurance polices and procedures, staffing model, and technology. Savings resulting from the assessments allow your company to reinvest in the staff, new technology, or marking to expand the business.

LearningRx is a learning center with an entirely different process than tutoring or digital brain training programs. Tutoring reteaches information, but it doesn't address the reason the information didn't "stick" in the first place! Online and digital games are great for mental flexibility but do not create dramatic, life changing improvements in mental performance.Worked with students and adults alike to increase their cognitive skills, improving their respective academic abilities or work performance.

Provides Testing / QA solutions support for new and existing clients within the Banking, Financial Services and Insurance (BFSI) and Healthcare verticals for the Americas. Presentations to CxO level. Review and approval of RFI's / RFP's / SOW's and proposal pricing, staffing onsite roles, customer issue resolution.

Led a global software quality assurance team of 100+ professionals located in the U.S. and a China based offshore development center. Designed, developed and instituted processes and procedures to ensure consistent, predictable and high quality client deliverables. Cost, schedule and quality were monitored through a robust metrics program, status reports and monthly dashboards. Provided quality assurance strategic solutions support for business development team client proposals. Account manager for a major U.S. Unified Communications company.

Practice Manager for a global software quality assurance team that supported the Banking and Insurance verticals (1000+ professionals) running multi-platform applications. Directed onsite and offshore teams in the U.S., India and China regarding: cost, quality and schedule of client deliverables; adherence to CMM level 5 processes; and meeting client revenue targets. Prepared data points for the annual budget. Provided support for business development team initiatives for clients globally. Account manager activities performed for multiple major clients included creating customizing short and long term technology solutions and providing appropriate staff and skill sets.

North America Practice Leader for a 600 member global (U.S. and India) software quality assurance and testing team supporting legacy to web-based applications. Created and monitored a $20 Million annual budget. Oversaw all process related activities for the Testing Practice. Provided support for all business development team initiatives at new and existing clients across North America. Monitored software related defect and productivity metrics. Conducted interviews, allocated staff to projects, prepared performance appraisals, and implemented staff career development initiatives. Performed engagement management activities across major clients including improving client relationships, providing additional value added services and increasing Kanbay revenue.

Led a 25 member global (U.S. and India) testing and software quality assurance team on mainframe, client server, and web-based platform applications supporting over $2 Billion in client assets. Ensured continued system availability for more than 40,000 registered representatives, 500,000 individual traders, and 40 institutions. Led continuous process improvement initiatives utilizing the Capability Maturity Model (CMM). Interviewed, hired, trained, and periodically evaluated test engineering personnel.

Directed activities of multiple testing and quality assurance teams for asset tracking, mutual fund, and fixed income trading applications supporting $150 Billion in assets. Coordinated the development and maintenance of automated testing scripts, and migrated software code through multiple testing environments via a PCVS front-end.

Researched, created, documented and tested 40 internal and external interface feeds for a fixed income multi-currency application. Created futures and options trading test scripts utilized to verify a variety of reports including profit/loss, cash receipt, and market positioning.

Ran the system and user acceptance testing teams for a private label credit card application including all GUI screens, fields, calculations, reports, statements, and interface feeds. Hired, trained, and evaluated implementation and maintenance personnel. Developed and implemented metrics to efficiently identify, assess, and resolve software defects throughout the entire product lifecycle. Participated in the analysis phase of a vendor required upgrade from Vision21 to the Vision+ credit card processing application.

Managed a team of 7 associates focused on compliance to state and Federal regulations in 30+ branch lending offices throughout the United States. The tests included compliance for required documentation to consumers, as well as verifying the data that was gathered, stored, and reported to the Federal government on an annual basis. Worked with a vendor to ensure the data was reported accurately and timely, in an automated manner, to the Federal government as per requirements of the Home Mortgage Disclosure Act. This automated tool reduced manual data verification procedures by 20% and resulted in savings of more than $200K per year.