Steven M. Email and Phone Number

Responsible for Asset Backed agreements with a portfolio of anywhere between 20-80 Clients with a value ranging between £2-3MExceeded collection targets set during difficult trading periods, collected in £3.9 million over a 12 month period.Developed and maintained effective working relationships with professional representatives, valuers, repossession agents and solicitors. Organised and coordinated all the repossessions for the Asset Finance Division.Maximised full return on sale of assets wherever possible. Analysed and made commercial decisions on recovery of assets.Influential to improvements made to systems and processes to speed the collection of debts and prompt replies from clients.Worked effectively as a team member within the Asset Division, flexible in approach and using effective interpersonal and communication skills.

Assisted the Group Recoveries Administration in pursuing debts and failed client debts to the legal state using internal methods such as faxes, letters, phone calls and external procedures solicitors letters, county court judgements, winding up and bankruptcy petitions. Worked alongside solicitors, on behalf of Cattles to take the necessary appropriate action with clients in order to recover debt.Developed effective working relationships with all internal and external clients.Responsible for collecting out on failed clients and pursued debtors on behalf of live clients.Ensured debt was viable before commencing legal action and that solicitors were furnished with all relevant paperwork, prior to action being taken.Negotiated settlements where possible, looking to save on costs.Used on-line facilities effectively such as Experian, Land Registry to help minimise costs and eradicate legal fees.