• Developed loss cost models utilizing the Federal Housing Finance Agency and Redbells home price data sets, and Fannie Mae Single Family Loan Performance Data. These models were used to obtain product approval from our reinsurance partner for pricing, and regulators, the Bermuda Monetary Authority and Florida Department of Insurance for product submission and approval for issuance.• Developed all partner (Consumer and Portfolio) “book of business” analysis which included loss cost… Show more • Developed loss cost models utilizing the Federal Housing Finance Agency and Redbells home price data sets, and Fannie Mae Single Family Loan Performance Data. These models were used to obtain product approval from our reinsurance partner for pricing, and regulators, the Bermuda Monetary Authority and Florida Department of Insurance for product submission and approval for issuance.• Developed all partner (Consumer and Portfolio) “book of business” analysis which included loss cost exposure models and pricing scenarios to generate the highest value prop for our partners to offer to their clients. This resulted in the creation and sale of 7 distinct products, 5 for Consumers and 2 for Portfolio coverage. • Designed, managed, and implemented our web-based policy management system. This system supports full electronic integration with clients to process on-line and batch policy requests, OFAC checking, Closing Disclosure (“CD”) and other file uploads, payment processing, claims processing, monthly pipeline reporting for accrual estimation, order processing for integration with our accounting system (“Quickbooks”) and potential claims exposure.• Managed technology integrations with clients, including working with clients to integrate custom calculators, webservices calls and modules into clients Loan Origination Systems (“LOS”) to enable quick quoting of policy premiums, and building custom reports for export, to support the critical elements of writing an Insurance Policy.• Oversee all aspects of financial reporting, including budget preparation, monthly P&L, accounts payable/receivable, bank reconciliations, all journal entries, ad-hoc requests, multi-year financial projections and tax preparation• Business Tools –MS Excel PowerPivot, PowerQuery, Pivot Tables and built in functions to cleanse data for modelling, system prototyping and analysis, MS Access and MySQL for data extraction, MS PowerPoint and Word, Palisades @Risk for Monte Carlo Simulation Show less

Designed and implemented integrated financial reporting / headcount / project management and billing tools for UBS, Credit Suisse & JPMorgan Chase. These tools organized data along project hierarchies, with strict control around budgets, resources, cost allocations and software, into a central repository to allow for filtering and analyzing the data across numerous dimensions, to support ad-hoc needs. All results were exportable into excel for further refinement and inclusion into management… Show more Designed and implemented integrated financial reporting / headcount / project management and billing tools for UBS, Credit Suisse & JPMorgan Chase. These tools organized data along project hierarchies, with strict control around budgets, resources, cost allocations and software, into a central repository to allow for filtering and analyzing the data across numerous dimensions, to support ad-hoc needs. All results were exportable into excel for further refinement and inclusion into management reports. These tools standardized results and calculations while reducing the inherent risks and errors associated with passing around multiple Excel spreadsheets amongst team members and eliminated many duplications of efforts.Developed and prepared numerous management reporting decks, including metrics for budgets, project costs, headcount, region slices, high cost to low cost ratio’s/targets, FTE’s to Consultants, forecasted ramp-ups by team, location and type, exit analysis, project portfolio costs to COO financials, etc… Show less

Designed and implemented integrated financial reporting / headcount / project management and billing tools for UBS, Credit Suisse & JPMorgan Chase. These tools organized data along project hierarchies, with strict control around budgets, resources, cost allocations and software, into a central repository to allow for filtering and analyzing the data across numerous dimensions, to support ad-hoc needs. All results were exportable into excel for further refinement and inclusion into management… Show more Designed and implemented integrated financial reporting / headcount / project management and billing tools for UBS, Credit Suisse & JPMorgan Chase. These tools organized data along project hierarchies, with strict control around budgets, resources, cost allocations and software, into a central repository to allow for filtering and analyzing the data across numerous dimensions, to support ad-hoc needs. All results were exportable into excel for further refinement and inclusion into management reports. These tools standardized results and calculations while reducing the inherent risks and errors associated with passing around multiple Excel spreadsheets amongst team members and eliminated many duplications of efforts.Developed and prepared numerous management reporting decks, including metrics for budgets, project costs, headcount, region slices, high cost to low cost ratio’s/targets, FTE’s to Consultants, forecasted ramp-ups by team, location and type, exit analysis, project portfolio costs to COO financials, etc… Show less

- Started and grew a new RV Dealership with a partner to $2.5 million in sales, and $1.5 million in inventory for 2008.- Worked with GE Capital and Sussex Bank to secure floor plan credit up to $1.4 million for new product inventory.- Prepared daily cash reports, payroll journals, periodic tax statements, banking disclosures and accounts payable registers. - Responsible for all Banking, Financial, HR, Accounting, Tax, and Vendor relationships.

- Coordinated and managed the annual budget ($75 million) with (2) financial managers and (7) project managers.- Designed and implemented a project management web tool to plan and manage project costs across resource, expense, and allocation expense categories, as well as to answer ad-hoc queries via a robust data extractor. - Deigned and implemented a resource strategy website which provides details re: HR’s initiative to objectively assess all employees into common roles… Show more - Coordinated and managed the annual budget ($75 million) with (2) financial managers and (7) project managers.- Designed and implemented a project management web tool to plan and manage project costs across resource, expense, and allocation expense categories, as well as to answer ad-hoc queries via a robust data extractor. - Deigned and implemented a resource strategy website which provides details re: HR’s initiative to objectively assess all employees into common roles being performed and to provide examples of job mobility and career progressions that are possible.- Implemented cost control opportunities which reduced direct charges by $1 million and allocations by $440,000 for 2003.- Re engineered the consultant accrual process from 2 weeks manual effort to 1 day automation ($1 million spend).- Simplified the invoice payment process, centralizing receipt and payments with a single point-of-contact and building control points to authorize expenses prior to payments being made.- Administered and reported on the status and performance of the integration program (budget $81 million) with (4) financial managers, (12) project managers, the Global PMO and Senior Management- Chaired a cross-project team meeting to share progress, issues, discuss dependencies, etc- Educated businesses groups globally as to Y2K risks and developed mitigation strategies and plans with the business to minimize these risks to acceptable levels.- Co-Managed the Private Banking and Investment Management Y2K Command Center, monitoring our businesses preparedness and status over the Y2K event and the week following.- Developed an information assessment model template to perform technology security reviews, reinforce data security standards, and provide full details of the technical environment under review.- Streamlined the 20 day process of establishing Corporate ID’s for new employees / consultants to 2 days Show less

- Selected as 1 out of 5 candidates for Sponsorship into Executive MBA Program at Columbia Business School.- Reviewed and opined on the adequacy of swap/option models developed by the traders for Internal Audit.- Audited new systems for control weaknesses and adherence to corporate standards.

- Audited clients systems for control weaknesses and adherence to technology control standards.- Trained new staff on Microsoft Office and Technology Control Standards.

- Performed Needs Analysis and determined/implemented Accounting Solutions for clients using PC's to mid range systems.- Audited Financial Services, Retail, Oil & Gas, Not-for-Profit, Publishing, and Beverages clients.