Steven Lowenthal Email & Phone Number

Saint Johns, Fl, Us

• Designed and implemented personalized training programs for triathletes, enhancing their endurance, strength, and overall performance.• Conducted regular performance assessments and adjusted training plans to meet individual athlete goals and needs.• Organized and led group training sessions, fostering a supportive and motivating team environment.• Provided expert guidance on nutrition, recovery, and injury prevention to optimize athlete health and performance.•… Show more • Designed and implemented personalized training programs for triathletes, enhancing their endurance, strength, and overall performance.• Conducted regular performance assessments and adjusted training plans to meet individual athlete goals and needs.• Organized and led group training sessions, fostering a supportive and motivating team environment.• Provided expert guidance on nutrition, recovery, and injury prevention to optimize athlete health and performance.• Utilized data analytics tools to track and analyze athlete progress, making data-driven adjustments to training regimens.• Successfully coached athletes to achieve personal bests and podium finishes in local and regional triathlon events.• Developed mental conditioning strategies to improve athletes' focus, resilience, and race-day performance.• Offered continuous feedback and support through regular check-ins, ensuring athletes remained motivated and on track with their training.• Stayed updated on the latest endurance training methods and industry developments to deliver innovative and effective coaching services. Show less

Jacksonville, Florida Area

• Oversite of Management of Collection team to evaluate CEI (Collection Effectiveness and root causes of delinquency and next step escalations).• Management of Credit and Collection team and employee engagement activities and teaming events.• Evaluated the creditworthiness of new and existing customers by analyzing financial statements, credit reports, and payment histories.• Collaborated internally with VPs, Sales, Supply Chain Managers to create a strategic financial view… Show more • Oversite of Management of Collection team to evaluate CEI (Collection Effectiveness and root causes of delinquency and next step escalations).• Management of Credit and Collection team and employee engagement activities and teaming events.• Evaluated the creditworthiness of new and existing customers by analyzing financial statements, credit reports, and payment histories.• Collaborated internally with VPs, Sales, Supply Chain Managers to create a strategic financial view of key accounts in the assigned portfolio. Provide customer metrics/dashboards related to accounts receivable. Participate in negotiations and contribute to cross-functional, end-to-end solutions to improve cashflow and the customer experience.• Maintained accurate and up-to-date records of credit-related information, including customer correspondence, agreements, and credit decisions.• Communicated credit decisions, terms, and conditions to customers in a clear and professional manner.• Ensured compliance with company credit policies and industry regulations and stayed updated on changes in credit laws and regulations.• Provided recommendations to management regarding credit policy improvements and adjustments based on industry trends and analysis of credit data.• Managed accounts that are potentially uncollectable, for legal actions or ensure that the bankruptcy filings are completed timely where needed.• Managed monthly financial reporting of the ledger, creating KPI reports or others as requested by management.• Worked closely with the C&C Supervisor to maintain internal DTPs for new or updated processes. Show less

Jacksonville, Florida Area

• Partnered with outside law firms, collection agencies, and management to determine the litigation strategy for collections litigation matters.• Managed all aspects of each case, gathering relevant facts, and supervising all work performed on each matter.• Reviewed outside counsel and collection agency billings related to accounts receivable files.• Provided field support to sales, customers, and collectors with negotiation, and resolution of problematic accounts, including on-site… Show more • Partnered with outside law firms, collection agencies, and management to determine the litigation strategy for collections litigation matters.• Managed all aspects of each case, gathering relevant facts, and supervising all work performed on each matter.• Reviewed outside counsel and collection agency billings related to accounts receivable files.• Provided field support to sales, customers, and collectors with negotiation, and resolution of problematic accounts, including on-site customer visits.• Reviewed accounts on credit hold and ensure sound decisions are made regarding the releasing/holding of customer orders based on the financial condition of the account and payment history in accordance with the Approval Authority Matrix. • Worked closely with the collections team to resolve payment issues and negotiate payment plans with delinquent customers.• Collaborated with internal departments and management to eliminate problems on large accounts reducing receivables and DSO.• Performed prompt collection follow-up on potential credit risk accounts with significant past due amounts. Assured that each customer in the specified portfolio has regular collection activities, comments, and follow-ups, using initiative-taking measures to improve timely payments. Show less

Jacksonville, Florida

-Support the CIT sales force and vendors in achieving sales volume and goals through leased transactions.-Review and interpret Dunn and Bradstreet reports to build a case for approval recommendations.-Efficiently and effectively manage the credit application process, acting as conduit between the CIT Sales reps, Vendor and internal CIT departments for all transactional information.-Meet or exceed monthly budgeted volume goals while increasing volume through better close ratios… Show more -Support the CIT sales force and vendors in achieving sales volume and goals through leased transactions.-Review and interpret Dunn and Bradstreet reports to build a case for approval recommendations.-Efficiently and effectively manage the credit application process, acting as conduit between the CIT Sales reps, Vendor and internal CIT departments for all transactional information.-Meet or exceed monthly budgeted volume goals while increasing volume through better close ratios driven by daily sales support activities.-Communicate across and understand the functionality of departments such as Vendor Operations, Credit, Pricing, End of Lease, Asset Management, Premier Client team, and Legal.-Use investigative and strong interpersonal skills to maximize application activity. Show less

Gainesville, Florida Area

| Finance Associate |- Identify and remedy account receivables discrepancies.- Works directly with patients to develop payment plans.- Assist in organizing data within the accounts receivable department.- Verification of insurance and eligibility.- Assessment of patient financial requirements.- Counseling patients on insurance benefits and co-payments.

Gainesville, Florida Area

-Plan, organize, and conduct practice sessions.-Adjust coaching techniques, based on the strengths and weaknesses of athletes.-Provide training direction, encouragement, motivation, and nutritional advice to prepare athletes for games and competitive events.

Bachelor Of Business Administration (Bba), International Business

Activities and Societies: University of North Florida Men's Soccer Team scholarship recipient, 2008-2010. College Athlete: -University.

Associate Of Arts (Aa), Business Administration And Management, General

Activities and Societies: Soccer scholarship recipient, 2006-2008

Engineering

Industrial Engineering