I get excited about high risk decision making in high risk environments, and the opportunity for change at that intersection.Helping ecosystems to look collaboratively at systemic and iterative solutions to problems to that impact all participants.Making sure that financial institutions that serve the poor have equal participation in payment systems so their clients have a seamless and safe access to their money.Focus: financial inclusion, technology, real time payments, mobile money, interoperability.Impact areas: How technology will enable a more equitable and just financial sector, leading to better long term societal governance.