Steven Mountjoy, Mba Email & Phone Number

Chandler, Arizona, United States

As a Commercial Banker at Bell Bank my role is to be a proactive and consultative partner in the success of my client's businesses. They know they can look to me to take care of any financial needs they may have and always make recommendations that are in their best interest. This can be in the form of commercial building loans, equipment notes or leases, working capital financing, fraud prevention tools, or deposit return optimization. First and foremost, I am here to take care of my clients. Customers know they can reach me any time day or night to help them solve a problem, make an introduction or to discuss their long term goals. Relationships with the companies and the owners of those companies that I work with are personal to me. My clients success it what get's me excited to get up each morning!

2151 E. Broadway Rd. Ste. 101 Tempe, Az 85282

As a Commercial Banker my role is to be a resource and solutions provider. I help my clients realize continued success and efficiencies within their businesses. A part of my job is to provide commercial loans, cash management solutions, and payables solutions to privately owned companies to help them grow and meet their goals. However, the core of what I do is to act as a trusted advisor and consultant for my clients. Building relationships, providing the highest level of customer service, and providing true value to the businesses I serve is what my clients have come to expect of me as an advisor. Customers know they can reach me day or night by cell phone, can expect referrals and introductions from me. They know that I will always be looking out for their best interest. It is important for me to get to know the in's and out's of my client's companies and where they want to go both personally and professionally to serve them in the highest capacity.

Phoenix, Arizona Area

My role as a Commercial Relationship Manager allowed me to work cohesively with privately held businesses as a financial resource expert. Clients looked to me to prescribe services and financial tools that could help them operate more effectively. I have the pleasure of acting as a partner in my client's success by facilitating new credit facilities, cash flow management tools, equipment leases and accounts payable solutions to help them achieve their goals. My role as a Relationship Manager was not as an order taker, but as an active advisor in my clients success. I took pride in understanding the detailed nature of my clients operations so that my recommendations would generate immediate positive impact. New business development was also a key component of my role. Building strong relationships with centers of influence and asking for referrals for new business was a key. For business development, my clients were the core of my success acting as advocates for me and going out of their way to make introductions to new clients. Going above and beyond to care of the businesses I served and expecting nothing in return was a driver in consistently surpassing my goals.

Scottsdale, Az

The focus I had as a Private Banker was giving clients the tools they need to meet their financial goals whether it's through their business or investment vehicles. I was the go-to financial consultant for business clients in the medical industry, legal industry, as well as high net worth individuals. As a Private Banker, the concierge service my clients deserved and expected was beyond what normal bank responsibilities entail. My cell pone was their main contact, meetings were taken early in the morning to late in the evening, and clients expected issues resolved same-day. I also acted as their marketing professional by sharing news about their business and connecting them with prospective clients to help them generate more business. Clients viewed my role in our partnership as their financial consultant in connecting them with new partners to develop a comprehensive set of financial tools that worked in unison as a well-oiled, financial machine. Lastly, I was a their lender that helped them obtain commercial loans, lines of credit, portfolio mortgages, owner-occupied building loans, and cash flow generating investment real estate loans.

Scottsdale, Az

As a Portfolio Manager I was responsible for being the "quarterback" for my clients for account servicing needs, underwriting new and existing loans, facilitating construction draws, and managing reporting expectations in accordance with loan agreements. I was expected to be an organizational guru and an operations expert. Not only was I tasked with managing a portfolio of existing commercial banking relationships, but also expanding these relationships and fostering new relationships for the bank. This position required both skills of operational excellence and business development.

Phoenix, Arizona Area

As a Relationship Manager I was responsible, first an foremost, for being a trusted advisor and advocate for my business clients. In my role I was tasked with recognizing needs and providing solutions for my clients. They relied on me to "go to bat" for them for new or increased working capital credit facilities, financing for new equipment purchases, or obtaining financing for realizing their dream of owning their own building. I was also responsible for building an extensive network of trusted partners to help each other achieve our mutual goals of helping new clients. While my network of CPA's, commercial insurance partners, attorneys and business consultants was a key driver in my success, my consultative, high-touch service approach with my existing clients helped foster introductions to other businesses who benefited from that same experience.

Phoenix, Arizona Area

Managed a portfolio of business banking clients with revenues ranging from $2MM to $25MM. In my role I was responsible for building relationships and helping solve problems for my clients. I was the go-to resource for any questions or needs my clients had. Within the portfolio I managed credit facility renewals, requested updated financial statements, completed loan status reports and underwrote new loans. I also reached out to clients to discuss changes in their business, new services that could enhance their experience, and additional ways the bank could add value to meeting their objectives.

Phoenix, Arizona Area

The Asset Disposition Department was a special team created during the Great Recession. My responsibilities as a Specialist on the team were managing residential construction draw requests for loans $1 Million to $10 Million and transitioning these draw facilities into permanent loans. Another major component of my role was negotiating short sales by working alongside customers and realtors in the event of slowing payments on mortgage loans due to personal financial deterioration.

Phoenix, Arizona Area

A major responsibility in my role as a Commercial Banking Representative was underwriting loan proposals for multiple Commercial Bankers across different industry specialties. Through these proposals, I provided sound financial analysis for use in key credit decisions for customers with aggregate loans totaling $2 Million to $50 Million. I was also tasked with reviewing loan documents to ensure accuracy of terms, covenants, collateral and language to properly protect the bank and the customer. Through my development in the role, I eventually co-managed a $20 Million portfolio of commercial loans assuming responsibilities of pre-approving new money, recommending renewal terms on existing loans, monitoring payments, and facilitating deposit growth.

Scottsdale, Az

During my internship I worked on the annuities team researching, gathering, and analyzing statistics to compose a detailed layout of crewmember sales performance. My role was primarily centered around data analysis and presenting data in a simple and efficient manner. Another significant responsibility I had was reviewing annuity contracts to confirm figures or verify changes to cost basis numbers. I participated in meetings regarding lean business processes in the department through the implementation of Six Sigma. The internship program also provided me the opportunity to attended training and leadership courses, which improved my skills in project management, presentation fundamentals, and professional presence. Becoming efficient at using excel was another monumental skill I gained form the program. For the entirety of the program I was tasked with building spreadsheets and visual outputs for department performance for management review.

Master Of Business Administration - Mba

Master's Academic Excellence Award

Finance, Finance & Business, Cum Laude

Activities and Societies: Member of Financial Management Association and National Society of Collegiate Scholars