Steven O. Ruiz Email and Phone Number
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Hi there and thank you for taking a moment to learn more about me. My name is Steven, and I am the owner of both brands, 239Loans.com and Presto Prestamo LLC. I have over a decade of experience in providing various forms of business capital to entrepreneurs and their businesses. I have a real passion for helping business owners (aka dream builders) achieve their goals - both BIG and small - by getting them funding to actually do it! If you need "y" to make "z" happen, I've always loved being that guy to get you what you need!I have been part of the founding teams for over 15 different start-up companies across different industries, from technology to international business and since 2012 in the world of finance. I have a deep understanding of business operations (how things work in a company), personal credit, how to get financing, business planning, and enjoy hearing about opportunities / new business development. Having worked in so many different circles over the years, I am able to leverage my vast real-life experiences to understand the REAL problem of things, and provide solutions on how to address it. With a strong network of finance lenders and funding sources I am able to match most businesses with their capital needs, whether it's an SBA loan, a revenue-based type of funding (based on bank statements), a business credit line, business acquisition funding (buying a business), or even equipment loans, financing and collateral (asset) based loans... I have capital sources for all of these different types of funding. I was born and raised in Miami, FL and moved to Southwest Florida in 2019. I came here with the force of knowledge, experience and hustle from the "305 to the 239". A lover of music and the best things life has to offer! I work every day, living in the "chill" SWFL market but with the same high enthusiasm and great loan opportunities I have been providing businesses nationwide since December 2014.If you are a business owner who can use a TRUSTED capital partner (someone to be your go-to when finding capital for your business)... then please take a moment to send me a message. Thank you for taking the time to read through this and learning a bit more about me. I look forward to learning more about you, as well!
Presto Prestamo
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Owner239Loans.Com Feb 2020 - Present239Loans.com provides access to capital nationwide, via lending and funding partners. We have a local focus on the Southwest Florida market (Lee County, Collier County, Charlotte County) which is where we are based out of in Lehigh Acres (a small town next to the city of Fort Myers).We provide business owners with:- Quick access to short-term capital - Access to traditional lending (SBA, commercial, lines of credit)- Equipment Loans and Financing- Business Credit Lines- Business Acquisition Funding
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FounderPresto Prestamo Mar 2018 - PresentI SOLVE THE FOLLOWING GENERAL PROBLEM: "I need capital/money/cash for the business... where do I get it???" SOLUTIONS I OFFER: Hard Money. Term Loans (up to 5 years). SBA Loans (up to 10 years). Rates below 1% (and factors as high as 1.5). Unsecured (no collateral needed). Secured (investment rentals or commercial). Cash advance. Credit card split. Fixed ACH. No Personal guaranty cash advance. Monthly, Bi-Monthly, Weekly, Daily payment options. Please call or text me direct to: 786-712-4900
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Business Funding Manager & National Account ExecutiveOne Park Financial Dec 2014 - Sep 2016Miami, Fl, UsMy role(s) at One Park Financial was most simply put: to work for the small to medium business owner who needs to secure working capital. I leveraged both in house (and outside) lenders to make sure that the best offers were presented to the business owner. I worked directly with the owners in: - Establishing and maintaining lender relationships - Negotiating better terms for the merchant.- Pipeline Management (making sure deals for the company are moving) - Identifying solutions to merchants with "funding issues". - Closing files over $50k I consistently remained the top closer at that firm, month after month - while managing a team of 8 closers. -
General ManagerMckenzie Management Llc Sep 2013 - Dec 2014Assisted in the sale of the company portfolio. Promoted to new business venture.I hold the title of General Manager for McKenzie Management, d/b/a Apple Car Cash. McKenzie Management, LLC is a responsible Credit Services Organization in the great state of Texas. Under the name of Apple Car Cash, we help consumers get access to cash without the need of any inquiries on their credit, by using the title to their vehicle. I am involved in: - Finding new Lead Sources - Business Development- Sales Management- Escalated Customer Issues- Recovery Management (Repossessions, Auctions) - Working directly with the Owner.Everyday is an adventure, full of surprises and a satisfaction of helping people get the money they desperately need. www.applecarcash.com
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Senior Debt ConsultantAssurance Management Group Jan 2013 - Aug 2013- Review individual cases to qualify for the most appropriate debt settlement program that will help the consumer to get out of high interest cycles, with one payment and plan (for combined loans) over the course of 12 to 18 months. - Provide the highest ethical standards in regards to client and their private information. - Consistently ranked as Top 10 % (3 out of 40) performing Consultant in company's debt settlement goals.- Operate in 31 states. - Fully Licensed by the State of FL -
Business DevelopmentUs Consultant Inc. May 2011 - Mar 2013US Consultant Inc serves US and International Companies to operate domestically within the United States, more specifically Miami/Doral Florida with a partner office in Sao Paulo, Brazil. I am available for consultative services in: - Incorporation of your business in the United States- Market Research of the United States and Brazil- International Logistics - Worldwide Procurement and Sourcing- Sales in the United States- Sales in Brazil- Training Program and Employee Development Plans
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Sales/Operations ManagerNational Credit Consultants Apr 2009 - Oct 2012- Brand Development: I helped define the full spectrum of services/process that created the client life cycle, which was important in maximizing sales time. This improved satisfied clients which improved the image of a tarnished/soiled industry.- Strategic Consulting & Management in all facets of the business from service process, implementation of work flow, sales process, script of the sale, client complaints, escalated issues. - Sales Manager to a team of 5 sales persons in an office of 9 people. - Trained New Employees on Sales techniques, coached existing employees. - Processed payments, logged records/books.- Was in charge of office whenever the owner was not present. (70%+)
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Brazil-Us Business DevelopmentDuvekot Corporation Dec 2006 - Aug 2009- Provided Strategic Consulting for Brazilian Companies that wanted to do business in the US and for American Companies that wanted to do business in Brazil. - Business meaning: Market Research, Sales Development, Business Planning and Implementation, Competitor Research.- Provided support for clients in sourcing and procuring industrial materials for export. - Provided Consultation on Logistics and Freight Forwarding.
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Domestic Sales RetentionGreat Health Works 2009 - 2009Fort Lauderdale, Florida, Us -
Purchasing/SalesHardsoft Solutions / Mpdparts.Com Jan 1990 - Jan 2002Any and all purchasing requirements. Created an eBay Sales department.
Steven O. Ruiz Skills
Steven O. Ruiz Education Details
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NoneGeneral
Frequently Asked Questions about Steven O. Ruiz
What company does Steven O. Ruiz work for?
Steven O. Ruiz works for Presto Prestamo
What is Steven O. Ruiz's role at the current company?
Steven O. Ruiz's current role is Founder of 239Loans.com: Business Capital for any Business Use - Working Capital, SBA Debt Refinancing, Revenue-Based Funding. SWFL Based, Funding Businesses Nationwide..
What is Steven O. Ruiz's email address?
Steven O. Ruiz's email address is st****@****amo.com
What is Steven O. Ruiz's direct phone number?
Steven O. Ruiz's direct phone number is (888) 981*****
What schools did Steven O. Ruiz attend?
Steven O. Ruiz attended None.
What are some of Steven O. Ruiz's interests?
Steven O. Ruiz has interest in New Technology, Exclusivity, Research, Business Philosophy, Business Opportunities.
What skills is Steven O. Ruiz known for?
Steven O. Ruiz has skills like Sales, Management, Business Development, Sales Management, New Business Development, Business Planning, Customer Service, Start Ups, Credit, Strategic Planning, Market Research, Negotiation.
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