"Modern Money Mechanics" was a booklet published and distributed by the Federal Reserve Bank of Chicago, originally written by Dorothy M. Nichols in May 1961. Described as a "workbook on bank reserves and deposit expansion", the text offers a detailed description of the basic process of money creation in a fractional reserve banking system. This booklet now out of print opened my eyes at a very young age and had a profound impact and influence on my life. This was the spark that lit my passion to learn all I could about about a topic that is absolutely critical to the quality of life for everyone. Money and the "Banking Equation." To be a successful entrepreneur financial literacy is paramount.Today, 8 out of 10 Americans can not answer 5 basic financial questions adding significant financial stress to a majority of peoples lives. You will find a link to the questions below feel free to try it yourself then challenge your colleagues to answer all 5.There is a strong correlation between a person’s financial and physical health. The APA recognizes financial stress as the leading cause of unhealthy coping behaviors such as smoking, over-eating, alcohol and drug abuse. Costing employers millions are year in lost productivity, absenteeism and turnover. Evidence shows reducing financial stress improves employees well-being and a realized hard cost savings. Our SilverSaver® PMA provide brands a savings alternative employees easily understand that is simple, safe and secure. The account creates an emergency savings that is liquid while also building wealth for retirement in a time tested tangible asset. For the first time physical gold and silver is now available for everyone through payroll contribution into their personal SilverSaver® PMA.These clients no longer have to settle for the uncertainty and volatility of WallStreet, they now enjoy the peace of mind that comes with owning physical gold and silver. Pure and simple.Have questions-request a call-back