Steve M. Visser is a Partner and Financial Planner at OnPath Financial, LLC. Located in the western Chicago suburbs of Naperville & St. Charles, OnPath Financial is a rapidly growing wealth management firm.For over 25 years, Steve has helped his clients create personalized financial plans with the goal of building and protecting wealth and generating consistent retirement income. Over his career, Steve has successfully guided his clients through two of the worst recessions in history, followed by one of the greatest bull markets of all times. This contrast has given Steve valuable experience and shaped his investment process and discipline. As Steve's clients approach retirement, they typically grow interested in learning about strategies that can help them hedge their downside risk from future recessions. They are also often interested in learning about strategies that seek to grow and protect their accumulated wealth, and generate consistent monthly income when they retire. New clients often have questions or concerns that are similar to the following:➜ Based on my savings, when can I retire and do I have enough? Am I on track?➜ Am I saving enough? How much per month do I need to save?➜ How much is my retirement income projected to be? Am I on track for a successful retirement?➜ How much can I pull from my IRA & 401k without depleting my accounts too quickly?➜ What should I invest in that will help me preserve my capital and give me retirement income?➜ How do I generate a rising stream of income that keeps up with inflation?➜ What's the best way to save for college for my children?➜ When should I take my social security and pensions?➜ Do I still have the proper insurance coverage?➜ How can I minimize my taxes? Am I a good candidate for Roth IRAs or tax-advantaged bonds?➜ When the next recession comes, what should I do to protect myself and take advantage of it?Steve currently serves as the personal advisor and wealth manager to over 150 families located in Chicagoland and throughout the Midwest. Steve lives in Naperville with his wife, Amy, and their two children. They attend the Compass Church in Naperville, and stay busy juggling activities between work, family, and friends.