Steve Zrebiec Email & Phone Number

Jersey City, New Jersey

Develops and implements the Workers Compensation underwriting strategy; Provides underwriting and pricing guidelines consistent with Tokio Marine's risk appetite and Global guidelines.o Monitors legal, competitive and regulatory climate to identify trends and develop appropriate strategies.o Manages profitability for Workers Compensation; Improved workers compensation pricing with the successful rollout of Tokio Marine's first predictive model; Provided technical guidance that is… Show more Develops and implements the Workers Compensation underwriting strategy; Provides underwriting and pricing guidelines consistent with Tokio Marine's risk appetite and Global guidelines.o Monitors legal, competitive and regulatory climate to identify trends and develop appropriate strategies.o Manages profitability for Workers Compensation; Improved workers compensation pricing with the successful rollout of Tokio Marine's first predictive model; Provided technical guidance that is improving the variables in our predictive model.o Monitors underwriting results and writes the Workers Compensation quarterly report to the CEO.o Provides technical consulting and training to Field Underwriting and to other departments. o Develops and implements a filing strategy. Monitors and maintains rate adequacy and oversees the rate review and filing process to achieve corporate objectives. Improved overall company rate adequacy for WC by developing more consistent pricing by state.o Added workers compensation underwriting guidance to frequently asked questions on topics such as large deductibles, aircraft exposures and various premium credits; Maintains underwriting tools for field use.o Leads and provides oversight of staff in all aspects of human resources including staffing, training, mentoring, and performance management.o Manages the development, maintenance and filing of forms and endorsements with associated pricing, rules and internal underwriting tools. Developed new endorsements that met customer needs - including one that expanded Employers Liability in West Virginia.o Leads and implements underwriting file reviews to ensure compliance with corporate standards and regulatory requirements. Show less

Schaumburg, Il

Developed and communicated strategic and technical workers compensation guidance to underwriters.o Improved Zurich’s ability to price accurately by helping develop a model with actuaries that effectively predicts each account's workers compensation loss ratio; Recognized with one of eight Gold Awards provided to Zurich North America employees in 2008. Managed the development, implementation and training of the Gen 2013 and Gen 2016 models which provided a more accurate and transparent loss… Show more Developed and communicated strategic and technical workers compensation guidance to underwriters.o Improved Zurich’s ability to price accurately by helping develop a model with actuaries that effectively predicts each account's workers compensation loss ratio; Recognized with one of eight Gold Awards provided to Zurich North America employees in 2008. Managed the development, implementation and training of the Gen 2013 and Gen 2016 models which provided a more accurate and transparent loss projection to underwriters. o Made the Casualty Lines Pricing Tool easier to use by co-leading the User Simplification Project. Represented Product Underwriting on the tool’s User Council and was Co-chair of the tool’s Enhancement Prioritization Committee.o Ensured that the most difficult accounts are handled appropriately by providing underwriting technical support, referrals and file reviews for the Construction Business Unit.o Provided underwriting direction and guidance by developing and maintaining many of the workers compensation underwriting guidelines.o Developed our underwriters by creating and delivering effective training programs. Recognized with two bronze awards.o Enabled out-of-state underwriters to make more effective underwriting decisions by leading efforts to maintain and standardize the State Outlook – a tool that identifies each state’s profit potential and each state’s unique underwriting considerations. The State Outlook is the primary tool Zurich uses for its Workers Compensation state strategy.o Ensured consistent pricing among all US Zurich Construction Middle Market underwriters by leading the Workers Compensation Construction 5/5/5 initiative.o Coordinated Zurich’s entry into a profitable new market once West Virginia worker compensation opened up to private carriers in 2008. Recognized with Silver Award. Show less

Austin, Texas

Provided strategic and technical guidance for Underwriting Division.o Enhanced competitive position by creating and maintaining a user-friendly Excel database that identifies competitors and describes how to effectively compete against each.o Improved analysis of workers compensation class codes by designing a replacement for the AM Best Hazard Index that was more appropriate and accurate for Texas Mutual underwriters.o Ensured that underwriters complied with guidelines and priced… Show more Provided strategic and technical guidance for Underwriting Division.o Enhanced competitive position by creating and maintaining a user-friendly Excel database that identifies competitors and describes how to effectively compete against each.o Improved analysis of workers compensation class codes by designing a replacement for the AM Best Hazard Index that was more appropriate and accurate for Texas Mutual underwriters.o Ensured that underwriters complied with guidelines and priced appropriately by auditing at least twenty underwriting files each month. Show less

Baton Rouge, La

Enabled underwriters to perform more effectively by developing new products, procedures, and training programs.o Promoted loss prevention and reduction behaviors through seminars to policyholders on "How We Price a Workers Compensation Policy."o Trained underwriters and customer service representatives on workers compensation topics.o Enabled underwriters to price more appropriately by developing new underwriting procedures and by designing an underwriting review form.o Designed… Show more Enabled underwriters to perform more effectively by developing new products, procedures, and training programs.o Promoted loss prevention and reduction behaviors through seminars to policyholders on "How We Price a Workers Compensation Policy."o Trained underwriters and customer service representatives on workers compensation topics.o Enabled underwriters to price more appropriately by developing new underwriting procedures and by designing an underwriting review form.o Designed several new endorsements that effectively state intent of coverages and conditions. Show less

M.A., Economics, Graduated With A- Average

Presented thesis "The Effect of Fee Schedules on Workers Compensation" to the Southern Economic Association Annual Conference

B.S., Economics, Graduated Cum Laude

Activities and Societies: Elected to Omicron Delta Epsilon (Honor Society for Economics)