StewardCFO offers owner advisory and fractional and project based CFO services to companies ranging in size from early stage to mid-market. Services offered include business planning and financial modeling, financial reporting and analysis, tax compliance, cash management, risk management and legal affairs.Ten year engagement as the fractional CFO for a large trade contractor working directly with the owners. Responsible for financial, tax and all administrative matters including human resources, risk management and legal issues.• Implemented a financial modeling system used to routinely monitor and project job performance and alert ownership to any impact on projected income and cash balances.• Developed and managed a minority shareholder program for middle management employees.• Improved the company’s cash position through changes to the worker’s compensation program substantially reducing annual premiums; and through vigilant management of customer collections and the company’s bank line of credit.• Advised the company owners and worked with their attorneys to assist in a successful transition of ownership. Long term engagement as the fractional CFO for a large real estate developer with a complex multiple entity ownership structure. Responsible for investment accounting, financial reporting and cash management.• Restructured the company’s financial management and accounting department. • Corrected the accounting for multiple entities over multiple years. • Implemented new policies and procedures for accounting for equity investments and for the monthly and yearend close.• Implemented a cash management and forecasting system capturing data from multiple entities that was instrumental to the funding of daily operations and investments in new projects.

In charge of business development at Home Ownership Providers, Inc, a mortgage industry business. Responsible for designing and executing the company’s marketing and business development strategy that included developing customer relationships through cold calling and presentations to groups of mortgage loan officers. Also created collateral marketing materials, recommended pricing strategies and developed product enhancements based on customer feedback. Accomplished a 300% increase in annual transaction volume.

Collision Avoidance Systems, Inc., an early stage technology company, invented a proprietary ultrasonic sensor technology used in collision warning products for the automotive, trucking and bus industries. Senior operating officer with the responsibility for strategic planning, product and business development, accounting and cash management.• Developed and presented business plans to venture capitalist and strategic investors, resulting in common and preferred stock investments in excess of $4,000,000.• Revamped the company’s strategic business plan. Based on product testing and market research, focused limited marketing and engineering resources on product development in markets with greatest potential for early success.• Successfully manufactured prototype systems for customer evaluations. Created and managed customer product evaluation programs designed to refine product development in targeted industries.• Managed the manufacturing process for prototype systems. Actively participated in the development of “build to design specifications” and product validation testing. • Successfully developed and managed a strategic partnership with Motorola Corporation that included marketing and engineering support from Motorola for product development and the marketing of the company’s technology to automotive and truck original equipment manufacturers.

Owner and operator of two automotive service franchises. Managed the operations with on site managers and daily hands on involvement in marketing, sales and service operations. Sold each at a favorable rate of return on investment.

Bell-Mann, Inc. the largest commercial floor-covering contractor in the Southeast with revenues in excess of $27 million. Responsible for the company’s financial planning and analysis, accounting, credit, purchasing, inventory control and management information systems.

The Atlanta Journal-Constitution is the flagship newspaper of the Cox newspaper chain with more than 3000 employees and revenues in excess of $300 million. Chief Financial Officer responsible for newspaper wide business planning, financial analysis, management information systems, capital acquisitions and contract negotiations. Responsible for more than 250 employees through five managers in accounting, credit, purchasing, human resources and management information services.

Analyzed subsidiary newspaper budgets, prepared consolidated budgets and cash forecasts and presented to senior management and the Board of Directors of this $500 million publishing company.

Senior auditor for various clients including defense contractors, manufacturers, banks and retailers.