Stewart Dew Mba Cfm Email & Phone Number

Brockton, Massachusetts, United States

Business Unit, Product and Customer Profitability (Selection, Implementation, Ongoing Production)Planning for Retail, Consumer Lending, Risk and Audit (Budgeting and Forecasting)ALCO Policy Review, Margin Analysis, Liquidity Monitoring, Cash Stress Sensitivity, MinutesSpecial Project Profitability: Built and Maintaining Loan Pricing Model, Deposit Fee Analysis, VISA

Brockton, Ma

Profitability: reporting and analysis including business unit, product and customer. Maintenance of profitability system and funds transfer pricing calculations and methodology review. Directed corporate wide refresh of costing and revenue elements. Quarterly reports to senior management highlighting net contribution by product and business line. Product level and customer level information used to evaluate and improve ongoing checking acquisition programs, enhanced checking product features, and investigating opportunities in single service account holders. Budget partner to Retail Banking, Consumer Lending, Risk and Audit.Asset Liability Management: Cash Stress testing, tracking and reporting liquidity, volumes and pricing, attend and record ALCO meetings. Pricing analysis and recommendations. Developed broker CD program. Financial Performance and Analysis: *Lead in implementation of Product and Customer profitability systems in 2022. *Built models to evaluate several successful mortgage pool purchases in 2021 and 2022.*Built lending models in 2022 which were implemented to evaluate: commercial real estate, commercial C&I, construction and tax-advantaged deals used regularly across the bank by lenders and as part of the commercial credit review process.

Boston, Ma

Past Treasurer and current Board Member and Finance Committee member.www.masseconed.org

75 State St. Boston, Ma

Local Controller for the Global Corporate Banking Santander US. (GCB Was formerly Global Banking and Markets)Key participant in the monthly and annual forecasting and budgeting, and the ongoing strategic planning process. In addition provide monthly reporting and analysis of the groups results.Member of the GCB ALCO which reviews volume activity and pricing of within a diversified product set including asset backed securities, supply chain, project finance, syndicated loans and deposits.Ongoing project to transform the financial view of the business from portfolio to both a portfolio and product views.

Boston, Massachusetts

Generate monthly forecasts of Loans, Deposits and Net Revenue for Executive Management.Create and manage templates, modeling, consolidation and analysis of the strategic plan which feeds into the CCAR process.Built budget for consolidated business with $21B Loans, $6B Depsoits and Net Revenue of $530MM.Providing processing, process support and control for an $82MM expense base.Project lead for development and measuremet of KPIs and Pipeline tracking and forecasting for the group.

As part of the Management Control team managed the business unit profitability reporting and analysis for the customer segments of the bank. These segments included Retail, Mortgage, Commercial and Specialty businesses. (Heavey use of Excel, Informent, Essbase, MPC, Word and Powerpoint)During the conversion to Santander I worked on conversion teams which reduced expenses across the bank. In the Marketing area $40 million was saved. Other significant savings were achieved across the retail network. Also worked on the team that studied the investment needed to rebrand of the bank.As part of the Business Line Financial Management team I supported a wide variety of business lines including the consumer and commercial groups, operational support, human resources and facilities. Partnered directly with the top executives of the bank including the Chief Operating Officer to provide ongoing financial support, forecasting and budgeting. (Budgeting software MPC) (Financial Analysis tools include Essbase, and Informent)Joined Sovereign as an analyst. Added two staff members within the year. Awarded the Vice President title. Within 5 years promoted to Senior Vice President. Staff grew to 6 analysts when supporting the COO and covering the consumer and operations groups at the bank.

Providence, Ri

Worked in two different areas while at Fleet. For my first nine months I worked for fthe finance group that assisted Retail. for that time I was based in Hartford, CT.We relocated to Boston and I transfered into the Consumer Lending group as a product manager. In that capacity I provided analytical support including investment modeling for lending campaigns.Products supported included Home Equity Lines and Loans, Direct Auto, and Unsecured "Live Check". Campaigns primarily direct mail focused.

Waterbury, Ct

Reported to the CFO and managed the budgeting and profitability measurement and reporting systems.Managed a staff of 5 analysts who covered profitability reporting and analysis, costing, funds tansfer pricing, and budgeting including capital planning.Worked closely with CFO staff to produce a long term business plan.Centerbank was acquired in late 1996 by First Union.

Kansas City, Mo

Managed the budgeting process for the bank. Provided monthly variance reporting, analysis and support. Implemented detailed transactioanl database which supported the review of variances. Utilized a local software vendor to builtd a budgeting system that was used to produce the budget for the bank. The system provided modules for each business area to use in construcying and submitting their budgets. Infomation was then consolidated and presented to senior management for review, adjustment and approval.Farm and Home was acquired by Boatman's Bank, St Louis, MO in 1994.

Managed both the ALM process and the Profitability measurement and reporting system.Used Sendero software to support the ALM process. Provided monthly analysis of bank's rate risk position. Provided ad hoc analysis of investments and other asset and liability strategies to determine impact on rate risk position.Investment analysis for treasury group included testing decisions invovling swaps for heding rate risk, bond purchases for investment returns, and the study of risk controlled arbitrage structures for investment returns and the impact on rate risk.Profitabililty costing and reporting system built internally by my team. As part of Profitability responsibility managed the Funds Transfer Pricing process. Provided final reporitng, and analysis for business executives and senior management.

Mba, Finance Concentration

Activities and Societies: Board Member of a student managed Investment Scholarship Fund for Owen. the board members made investment.

Bachelor Of Science, Commerce (Finance Concentration)

Activities and Societies: Club Sport: Rugby. Intramural sports: tennis, basketball, water polo. Tutor for Junior High School students.

High School Diploma

Activities and Societies: Debate Team Captain, Orchestra (Violin), Moc Senate, Impromptu Speaker Competition