Steve Ratner

Steve Ratner Email and Phone Number

Chief Risk Officer at Signature Financial @ Signature Financial
Melville, NY, US
Steve Ratner's Location
Melville, New York, United States, United States
Steve Ratner's Contact Details

Steve Ratner personal email

Steve Ratner phone numbers

About Steve Ratner

Senior financial executive with excellent credit skills and a proven track record of building and leading multi-disciplined underwriting and business development teams, ranging from equipment and taxi medallion finance; middle-market, healthcare, and contractor lending; to small business lending. Provides senior-level engagement with risk management, credit risk review, internal audit, and compliance; development and formulation of credit policies and process improvements; significant credit and portfolio management skills; and a deep and firm understanding of the need to appropriately balance business development objectives with risk management. Core Compentencies include:• Successful leader of diverse portfolios, with upwards of $2Bn in direct credit exposure and $5MM to $10MM in credit authority.• Excels in managing and growing portfolios through various economic cycles, with minimal watched or worse accounts.• Senior-level engagement on numerous due diligence and acquisition teams.• Creates processes and procedures to align with new corporate strategy; establishes a common culture; and implements organizational consistency.• Solid track record of building strong-performing teams with high associate retention rates.• Selected throughout career to troubleshoot, lead, and build teams, as well as to take on and resolve challenging situations while mitigating risk and improving profitability.

Steve Ratner's Current Company Details
Signature Financial

Signature Financial

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Chief Risk Officer at Signature Financial
Melville, NY, US
Employees:
8
Steve Ratner Work Experience Details
  • Signature Financial
    Signature Financial
    Melville, Ny, Us
  • Signature Financial
    Chief Risk Officer
    Signature Financial Apr 2022 - Present
    Thunder Bay, Ca
  • Signature Financial
    Deputy Chief Risk Officer
    Signature Financial Jan 2017 - May 2022
    Thunder Bay, Ca
  • Signature Financial
    Vp-Director Taxi Portfolio Management
    Signature Financial Apr 2016 - May 2022
    Thunder Bay, Ca
  • Capital One Bank
    Senior Vice President
    Capital One Bank Jan 2005 - Apr 2016
    Mclean, Va, Us
    Managing Underwriter for Capital One Equipment Finance Corp (COEF). Focusing on underwriting loans and leases throughout the Bank's footprint, and nationally; as well as having portfolio management responsibilities.Previously, Managing Underwriter overseeing a $2 billion commercial loan portfolio as Head of Underwriting and Portfolio Management for Long Island Middle Market and Large Corporate lending, as well as the NY/NJ specialty teams covering Healthcare, Contractor and Asset-Based lending.
  • The Bank Of New York
    Vice President
    The Bank Of New York Aug 1982 - Dec 2004
    Group Head - Middle Market Lending
  • Bank Hapoalim, Ny Branches
    Assistant Treasurer
    Bank Hapoalim, Ny Branches 1977 - 1982
    New York, Us
    Credit Dept. Assistant Manager; Junior Loan Officer
  • Bank Of Tokyo Trust Company
    Credit Analyst
    Bank Of Tokyo Trust Company 1975 - 1977
    Credit analyst

Steve Ratner Skills

Credit Commercial Lending Loans Portfolio Management Financial Analysis Asset Based Lending Underwriting Finance Relationship Management Banking Credit Analysis Risk Management Management Credit Risk Small Business Lending Commercial Banking Executive Management Restructuring New Business Development Financial Services Commercial Real Estate Small Business Financial Risk Middle Market Cash Management Mortgage Lending Budgets Consumer Lending Retail Banking Lines Of Credit Commercial Mortgages Mergers And Acquisitions Corporate Finance Loan Origination Business Development Private Banking

Steve Ratner Education Details

  • Pace University - Lubin School Of Business
    Pace University - Lubin School Of Business
    Accounting And Financial Management

Frequently Asked Questions about Steve Ratner

What company does Steve Ratner work for?

Steve Ratner works for Signature Financial

What is Steve Ratner's role at the current company?

Steve Ratner's current role is Chief Risk Officer at Signature Financial.

What is Steve Ratner's email address?

Steve Ratner's email address is se****@****aol.com

What is Steve Ratner's direct phone number?

Steve Ratner's direct phone number is +151629*****

What schools did Steve Ratner attend?

Steve Ratner attended Pace University - Lubin School Of Business.

What skills is Steve Ratner known for?

Steve Ratner has skills like Credit, Commercial Lending, Loans, Portfolio Management, Financial Analysis, Asset Based Lending, Underwriting, Finance, Relationship Management, Banking, Credit Analysis, Risk Management.

Who are Steve Ratner's colleagues?

Steve Ratner's colleagues are Ginger Francisco, Mark Murray, Anthony Rios, Barbara Vigini, Barry Hopkins, Michael Mehosky.

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