Steve Ratner Email & Phone Number

Senior financial executive with excellent credit skills and a proven track record of building and leading multi-disciplined underwriting and business development teams, ranging from equipment and taxi medallion finance; middle-market, healthcare, and contractor lending; to small business lending. Provides senior-level engagement with risk management, credit risk review, internal audit, and compliance; development and formulation of credit policies and process improvements; significant credit and portfolio management skills; and a deep and firm understanding of the need to appropriately balance business development objectives with risk management. Core Compentencies include:• Successful leader of diverse portfolios, with upwards of $2Bn in direct credit exposure and $5MM to $10MM in credit authority.• Excels in managing and growing portfolios through various economic cycles, with minimal watched or worse accounts.• Senior-level engagement on numerous due diligence and acquisition teams.• Creates processes and procedures to align with new corporate strategy; establishes a common culture; and implements organizational consistency.• Solid track record of building strong-performing teams with high associate retention rates.• Selected throughout career to troubleshoot, lead, and build teams, as well as to take on and resolve challenging situations while mitigating risk and improving profitability.

Listed skills include Credit, Commercial Lending, Loans, Portfolio Management, and 32 others.

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  Pace University - Lubin School Of Business

  Accounting And Financial Management