Scott Trepal work email
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Scott Trepal is a Plumber at WyattWorks Plumbing. He possess expertise in sales, training, leadership, customer service, banking and 30 more skills. He is proficient in English. Colleagues describe him as "Scott is a transformational employee. I became acquainted with Scott primarily through my work as a contractor with Bank of America - and was VERY impressed with Scott's work ethic. Those who are business driven - know that there are some leaders, a few 'worker bee' types and sadly a few tag-a-longs who seem to have the knack for gossip, planning pot-lucks, birthdays and other non-business related activity. Given the same playing field - Scott immediately defined himself. Soctt stood out as a driver who mastered the business of the division. Not only was Scott the one whom was sought out by his peers for the assist... Scott was the go to guy for the supervisors, department heads... and Division VP's. Scott's Business knowledge transcended that of the division -Scott's knowledge allowed him to be the lead trainer for peers and leaders for those shifts he worked. Finally, Scott took it upon himself to educate and train himself in related business matters where he would be able to function as the Subject Matter Expert in the absence of those salaried(full-time) leaders. As one who has spent over 30 years in HR identifying talent to grow and promote - for some of the most successful business enterprises. Scott is a top pick for any business professional to grow and cultivate your culture, your employees and your bottom line. Scott, you are truly exceptional. I've told you more than once - and now I'm putting it in writing - you bring more value to an organization than I think you realize. Keep up the hard work! Donald Norris" and "Scott Trepal is a man of integrity. He always went out of his way for the customer. He is a team player with great communication skills. He is an excellent sales person who will give you the best product to meet your personal or business needs."
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Plumbing Service TechnicianWyattworks Plumbing Jun 2023 - PresentWickliffe, Ohio, United States -
Plumbing TechRoto-Rooter Plumbing And Drain Service Sep 2022 - Jun 2023Cleveland, Ohio, United StatesRespond to residential plumbing service calls throughout the Cuyahoga and Geauga county markets. Use troubleshooting skills to diagnose problems, price out and sell the jobs, prepare parts lists, and perform the work. Typical jobs include small drains and main sewer line cleanings along with the repair and replacement of fixtures, water and drain lines, various valves, sump pumps, garbage disposals, etc. Left the banking and finance industry after nearly twenty years to learn the plumbing trade. Still green but willing to learn and grow! -
UnderwriterSplash Financial Jan 2022 - Sep 2022Underwrite and decision student loan refinancing applications for a FinTech company acting as a digital platform for several lending partners. Calculate income (paystubs, tax returns, employment contracts, award letters, etc) and provide an income analysis to determine borrower’s repayment ability based on debt to income and/or free cash flow methods. Verify education levels, analyze borrower documentation, Transunion credit reporting, loan types (individual, co-signer, Parent Plus), and CIP requirements to ensure each applicant meets the lending guidelines of their selected loan program. Maintain an up to date working knowledge of the individual lending guidelines and credit policies for all six members of Splash’s ever-growing list of lending platform partners (First Tech FCU, Fulton Bank, Bethpage FCU, Teachers FCU, Nelnet Bank, Citizens Bank, and First Fed Bank). Assist with the launch of unsecured personal loans as a new business line. Adhere to all regulatory fair lending practices and compliance guidelines. -
Credit UnderwriterAdvance Partners 2021 - 2022Perform formal credit write ups to mitigate risk and assess the credit worthiness and financial viability of prospective business clients. Spread financials and analyze tax returns, review Equifax reporting, and perform LexisNexis searches to uncover bankruptcies, UCC filings, tax liens, and additional business filings associated with both the prospect and its guarantors. Analyze the prospect’s current accounts receivable aging and recommend credit limits for the highest concentration end debtors. Prepare summaries of the payment terms of each end debtor contract. Work in unison with the sales team to present the review findings to Senior Management for final approval and onboarding. Manage a portfolio of existing clients to ensure the business remains in good standing and address any UCC filings and tax liens that should arise so that Advance Partner can maintain its lien position throughout the life of the relationship. -
Collateral Risk AnalystAdvance Partners 2020 - 2021Highland Hills, OhConduct periodic audits and risk analysis of collateral documentation while maintaining a review schedule of over 100 clients, in an invoice factoring environment. Gather data from weekly billing reports, invoice copies, and payroll registers to compare overall weekly markup percentages and markup of individual employees. Analyze all findings for inconsistencies and ensure employee hours match with payroll to protect against potentially fraudulent overbillings and identify underbilling causes which negatively impact the client. Present all variances to the Funding and Credit teams so that they can connect with the client and obtain a detail explanation. Provide Sr Management with several weekly and monthly dashboard reporting. -
Sr Credit AnalystAdvance Partners 2019 - 2020Highland Hills, OhManage all risks associated with a portfolio of approximately $41M consisting of 40 staffing firm clients and over 500 end debtors, in an invoice factoring environment. Maintain a strong relationship with all clients and some end debtors in order to communicate and address any concerns as they arise. Analyze account performance and identify potential risk factors by obtaining payment statuses, monitoring billing trends, adjusting credit limits as necessary, and approving new end debtors to safeguard Advance Partner’s financial position. Make weekly determinations on which invoices are to be taken for chargeback. Review end debtor payments for inconsistencies and address any anomalies with the client. Present entire portfolio to Sr Management team on a weekly basis. Work with the Sales, Customer Service, and Cash Application teams to ensure all client facing parties are updated with any ongoing client issues. -
Credit AnalystWbc Group Llc 2018 - 2019Hudson, OhActively manage risk across several lines of business through inbound/outbound calls and follow up emails to reconcile delinquent accounts, discuss past due balances, process payments, and perform routine account maintenance. Review active accounts and hold pending orders as necessary to ensure timely payment. Analyze Dun & Bradstreet credit reporting to implement and adjust credit limits.
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Credit And Collections AnalystRubicon Project Jan 2016 - Dec 2017Playa Vista, CaCredit Desk: Write formal credit reviews to assist the leadership team in extending credit terms to potential clients and updating credit terms for existing clients. Review credit applications and obtain bank and trade references, credit reporting, and financials in addition to researching the leadership team, funding rounds, acquisitions, and recent news stories. Prepare payment analysis reports to determine exposure, spending, and payment history. Spread financials when available, summarize the data, and make a credit recommendation. Manage daily over limit reports and client review schedules.Collections: Managed the entire agency/advertiser collection portfolio following the acquisition of Chango Inc. Implemented and communicated new payment expectations to clients and reduced the 31+ Day non-agency collection buckets from 50% to 31% over two quarters. Reduced credits on account by more than $280k through account reconciliations, invoice adjustments, and refunds. Cultivated relationships with the Account Receivables and Sales teams to help resolve discrepancies and expedite adjustments. Assist with dashboard summary reporting for senior management and maintain several logs for SOX compliance. Routinely handle audit request projects while working directly with on-site auditors from PwC and Ernst & Young. -
Officer - Centralized Small Business BankerBank Of America 2014 - 2016Pasadena, CaAct as a small business advisor by speaking with owners to gain a detailed understanding their business operations and the potential challenges they face in order to provide integrated financial solutions specific to each individual business owner. Build relationships and partner with other lines of business for lending and treasury services, credit card processing, and retirement and investments options. Manage client interactions and schedule follow ups via SalesForce CRM software.Results: Achieved 118% of the total stated sales goal through seven quarters in the role. Promoted to Bank Officer. -
Post Closer Ii - ContractorBank Of America 2011 - 2014Simi Valley, CaProcess hundreds of mortgage collateral files each day in various roles throughout the Records Management Department. Promoted to Post Closer II. -
Mortgage Loan OfficerAmtrust Bank 2009 - 2010Cleveland, OhDiscuss lending options and prequalify potential borrowers prior to completing the loan application, collecting and reviewing financial documentation, and pulling credit. Work hand in hand with underwriters and loan processors to manage a 30-90 day pipeline while serving as the client’s sole point of contact throughout the origination process.Results: Maintained a monthly average of $2.1 million in closed and funded loans. -
Personal Banking Consultant IiAmtrust Bank 2007 - 2009Cleveland, OhAssist customers via telephone with their financial concerns and ask need defining questions to strengthen each customer’s relationship with the bank in a servicing and cross-sell environment. Adhere to productivity metrics while exceeding goals for Sales and Customer Satisfaction.Results: Recognized for achieving sales results in the top 10% of the department for each quarter in the role. Promoted to Personal Banking Consultant II. -
Customer Service AssistantDollar Bank 2005 - 2007Cleveland, OhAssist customers with their financial needs, face to face, in an account retention driven environment. -
Machinery Technician 3Rd ClassU.S. Coast Guard Reserve 2000 - 2004
Scott Trepal Skills
Scott Trepal Education Details
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Finance -
Management/Labor Relations
Frequently Asked Questions about Scott Trepal
What company does Scott Trepal work for?
Scott Trepal works for Wyattworks Plumbing
What is Scott Trepal's role at the current company?
Scott Trepal's current role is Plumber.
What is Scott Trepal's email address?
Scott Trepal's email address is s_****@****hoo.com
What is Scott Trepal's direct phone number?
Scott Trepal's direct phone number is +131020*****
What schools did Scott Trepal attend?
Scott Trepal attended Cleveland State University, Cleveland State University.
What skills is Scott Trepal known for?
Scott Trepal has skills like Sales, Training, Leadership, Customer Service, Banking, Marketing, Time Management, Credit, Finance, Strategic Planning, Customer Satisfaction, Loans.
Who are Scott Trepal's colleagues?
Scott Trepal's colleagues are Ruth Wyatt, Peter Jahnke, Solomon Flash, Quinn Gooden, Jhannet Johnson, Kaisle Prentice, Maria Demarco.
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