Though my Job Title is Risk Manager, I’m learning that at the Community Banking level, the title is only PART of the equation. You have to wear a lot of hats and I thrive in this environment as there is no shortage of opportunities to learn from and partner with my co-workers on projects, assessments, committees, etc. I constantly raise my hand when capacity is an issue for others. I’ve been impressed with our leadership team and how willing they are to sit down to teach me on a variety of topics and talk strategy. Specifically, I’ve been focused on:• Building a Risk Management Framework with the foundation built on strong procedures that help us understand our processes, risks, controls, and operational efficiency opportunities • KlariVis (Data Analytics Platform) implementation and adoption across the organization to identify relationship enhancement opportunities, simplify reporting, encourage collaboration and so much more • Actively participating in community outreach including providing workshops at a local high school for developing an Elevator Pitch, Interview Prep, and Resume tips along with providing Fraud scam education and strategies to avoid becoming a victim of fraudulent scams• Remediating our Business Continuity and Physical Asset Security gaps• Reporting Fraud statistics, leading the Fraud Committee, and communicating with the broader Bank with emerging risks, trends, and updates to our controls based on the current and future landscape• Partnering with our Chief Credit Officer to standardize our commercial lending procedures including defined roles & responsibilities, Relationship Transfer practices, Imaging expectations and utilizing new technologies (Fintive) to semi-automate the origination process• Developing a plan and executing compliance for FDICIA standards for an organization moving from the $500M Asset to $1B+ Asset financial institution• Partnering with the CFO and CCO in broader strategic planning activities

As a member of the Operational Risk Management Programs & Planning team, my role is to establish and maintain relationships across ORM and the broader risk organization to drive results, provide solutions, and support key areas across the organization. Some of my daily tasks include:Leading Issue Management: Identify & track issues that may impact the organization's operations, reputation, or compliance with regulations. I developed solutions including an internal Issue Management repository (SharePoint) to diminish the need for manual tracking & ensure on-time delivery of ORM-owned issues. Additionally, I developed and provide weekly reporting to ORM leadership which has enhanced our ability to meet deadlines in a timely manner.Regulatory Affairs: I act as the ORM Regulatory Affairs liaison; which involves monitoring regulatory developments, assessing the impact to ORM, providing support for Exams or Routine Continuous Monitoring meetings, and developing/providing Effective Challenge to management action plans. Specifically, I provide oversight and effective challenge of the Trust & Fiduciary Services Regulatory/Audit issues. I also am an active remediation partner in support of developing a framework and governance structure for the Fraud Risk Management program.Governance & Reporting: I designed and led development of 8 ORM L2-Risk Oversight Procedures identifying best practices across ORM which drives a consistent risk management oversight methodology and ensures an effective governance structure is in place to manage operational risks and comply with regulations. Through my work, ORM improve its record of providing deliverables for internal audit and regulators in a timely manner. Overall, my role involves providing support and solutions to key areas across the organization to help manage operational risks and comply with regulations.

Lead Control Management Officer – Operations Control February 2021 – July 2022• Serve as the primary control lead for Operations Transformation which includes performing risk assessments, identifying gaps or potential issues, and development of corrective actions to strengthen the organization’s processes, controls, policy adherence, and risk identification • Developed and facilitated a governance routine for the Operations Transformation leadership team to streamline leadership reporting by identifying and mitigating emerging risks, reviewing open or pending issues, and providing an escalation and education forum for our front-line business partners• Built horizontal initiatives control playbook for current and future transformation projects/programs that deeply focuses on mitigating risks by engaging the Front-Line control, Independent Risk Management, and Audit stakeholders needed to sustain large-scale change across the bank• Provide Program leadership with risk management capabilities for large scale Operations Transformation programs including monthly inherent/residual risk reviews, weekly effective challenge of program management, and led risk advisory group sessions

• Developed Senior Executive, Board of Directors, and Regulator presentation materials that provide alignment to strategic direction of key initiatives on a variety of Risk topics• Created a sustainable, data-driven process to report space management activities to senior leadership to drive decisions aligning with the enterprise’s broader location and telecommuting strategies• Developed and facilitated quarterly business review process for the Chief Risk Officer to assess progress against strategic priorities, business and financial performance, and other core metrics for Risk Leaders

Carlisle & Gallagher Consulting Group (CG) is a management and technology consulting firm that delivers large-scale, complex technology solutions for the world’s leading financial services organizations. We help our clients solve their most critical business and technology problems. Headquartered in Charlotte, NC, CG is inspired to help our stakeholders succeed – from clients to employees to the communities in which we live and work. For more information, visit www.carlisleandgallagher.com.

Stuart is a Financial Services Consultant for the Carolinas market.

I am certified and licensed in the state of South Carolina to sell Life, Health, Disability, and Long Term Care Insurance. On a daily basis, I called prospective clients and also met with them to determine their financial needs. From this, I would create a customized plan that fit all of their needs.

As a Management Trainee Intern, Stuart worked in a sales oriented environment that focused on customer service and solid business ethics. Stuart was a valued member of the team who helped increase Overall Customer Satisfaction in the Aiken Branch and also ranked at the top among his peers interning in the state of South Carolina.