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Stuart Decelles previously worked as Mortgage Underwriter at Ditech Financial Llc and Default Services Supervisor at Ditech Financial Llc. Stuart Decelles holds Master Of Business Administration - Mba, Business Administration And Management, General from University Of Phoenix.
Highly motivated and results driven professional with extensive experience in analyzing and problem solving. Diverse knowledge of Mortgage Industry from Originations to Default Servicing. Experience with Title Review and resolving Title issues. Strong loan pipeline management skills to stay organized and manage prioritizes. Skilled in Research, Customer Service, Leadership, Microsoft Excel and Microsoft Word. Strong finance professional with a Master of Business Administration - MBA focused in Industrial Technology from University of Phoenix.
A career timeline built from the work history available for this profile.
Jacksonville, Florida
Review, analyze, and made credit decision according to underwriting and Agency guidelines on HARP and Conforming FNMA and FHLMC loan submissions. Trained on calculating Self-Employed and Rental income loans. Loan production within 95% of stated Productivity Standards with Quality below stated benchmark.
Jacksonville, Florida
Managed team of seven Default Services Closers responsible for FHLMC, FHA, VA and USDA loans. Coached team on procedure changes and how to efficiently manage their pipelines. Utilized senior team members to train and assist junior team members.
Jacksonville, Florida
Monitored FHA and VA trial plans, prepared and sent Loan Modification Documents to borrowers. Assured Loan Modification system changes were completed in accordance with the approved workout. Monitored trial plan and pipeline to stay in compliance with company and HUD requirements.
Jacksonville, Florida
Reviewed Title Reports for all loans where title is ordered. Addressed title issues by providing Title Company documents to clear title issues and/or by calling the borrower to have them clear lien issues. Contacted Foreclosure Attorneys to check status of recording executed documents. Prepared Assignments to correct chain of Security Instrument ownership..
Jacksonville, Florida
Reviewed borrower’s income and expenses to determine the legitimacy of the hardship and determined retention workout options following HUD regulations. Managed pipeline of assigned loans to stay in compliance with business and HUD guidelines. Provided excellent customer service when communicating with borrowers. Chosen to assist in a Kaizan process flow to.
Jacksonville, Florida
Counseled borrowers on suitable loan modification, short sale, or deed in lieu options. Strong understanding of loan data required for input into loan modification calculators to determine eligibility for loan modification assistance.
Jacksonville, Florida
Provided services for homeowners facing Foreclosure by providing information to save their home or assistance by negotiating with their mortgage company to sell their home. Partnered with a Realtor and assisted Title Agents with preparing required closing documentation. Developed strong time management and organizational skills, along with strong personal.
Las Vegas, Nevada
Education in Stock Market trading and Real Estate Investing. Purchased rental properties and managed rental income. Developed strong personal relationship skills working with tenants.
Los Angeles, California
Managed Package Development activities for Food division. Supervised two Packaging Scientists in the development of the frozen, shelve stable, and ambient packaging products. Designed and developed hand-held microwavable package for new product launch.
Houston, Texas
Provided Package Development support for the Retail, Food Service, and International Business units. Designed and developed a custom shaped resealable Stand-up Pouch and shelf merchandising unit for new product line. Assisted Plant Engineering in the implementation of a transverse zipper attachment to a VFFS machine. Managed testing lab technician in her.
Phoenix, Arizona
Supervised Package Development department for Personal Care and Foods Division. Provided Package Development support for Dial bar soap and Armour food products.
Phoenix, Arizona
Provided Package Development support for all Dry Detergent brands. Implemented four major packaging cost savings projects that totaled $5 million annually.
Stamford, Connecticut
Developed and approved primary and secondary packaging components for the Professional Products Division.
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Stuart Decelles is based in Jacksonville, Florida, United States.
Stuart Decelles has worked for Ditech Financial Llc, Green Tree Servicing (Now Ditech Financial Llc), Everhome Mortgage Company, Maple Star Home Solutions Llc, and Sbd Investors.
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Stuart Decelles holds Master Of Business Administration - Mba, Business Administration And Management, General from University Of Phoenix.
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