Stuart James Email and Phone Number

Contract Business Analyst working on infrastructure projects

Working on a major strategic programme realigning customer segments following divestment of the TSB business.

Managed the Commercial Banking Regulatory & Credit Risk Portfolio:• Credit Risk Model processes implementation.• Development of new Excess Management Decisioning Strategies • Credit Policy Rule changes. • Realigning the Commercial Business Portfolio to the appropriate Customer Treatment Strategies, Credit Risk Models and subsequent Basel II Regulatory Capital Treatment and reporting• The movement of 25k customers across Commercial Retail and Non Retail Business Models… Show more Managed the Commercial Banking Regulatory & Credit Risk Portfolio:• Credit Risk Model processes implementation.• Development of new Excess Management Decisioning Strategies • Credit Policy Rule changes. • Realigning the Commercial Business Portfolio to the appropriate Customer Treatment Strategies, Credit Risk Models and subsequent Basel II Regulatory Capital Treatment and reporting• The movement of 25k customers across Commercial Retail and Non Retail Business Models, Regulatory Reporting, Accounting and Credit Risk Assessment and Modeling Platforms. Show less

Leading Commercial Banking investment portfolio projects, specialising in Regulatory / Mandatory and Credit Risk change.Working on £134m Commercial Transformation Programme; the migration of all Commercial current and savings accounts to Retail Core Banking System with associated business process and operating model changes.Implementation of strategic lending securities workflow application to 2500 relationship managers and 3 Security Centres.Harmonised credit risk modelling across… Show more Leading Commercial Banking investment portfolio projects, specialising in Regulatory / Mandatory and Credit Risk change.Working on £134m Commercial Transformation Programme; the migration of all Commercial current and savings accounts to Retail Core Banking System with associated business process and operating model changes.Implementation of strategic lending securities workflow application to 2500 relationship managers and 3 Security Centres.Harmonised credit risk modelling across heritages; cleansed Bank of Scotland Commercial lending securities data (approx 44k records), applied LloydsTSB credit risk definitions to Commercial Halifax Bank of Scotland customers, migrated approx 180k customers to strategic credit scoring systems, harmonised regulatory reporting and facilitated substantial Risk Weighted Assets savings.Regulatory projects delivered:• Consumer Credit Directive.• OFT Irresponsible Lending Guidance.• Single European Payments Area Direct Debits.• Payment Services Regulation compliance. Show less

Leading Lloyds TSB Retail Banking investment portfolio projects. • Implemented browser based payment forms facilitating ‘straight through processing’.• Re-scoped high profile investment project - delivered on time and 19% under budget.• Delivery of integrated staff application to address regulatory requirements.• Managed initial project recovery and re-initiation of a major £8m investment project.• Managed the creation, review and sign off of 25 core solution design… Show more Leading Lloyds TSB Retail Banking investment portfolio projects. • Implemented browser based payment forms facilitating ‘straight through processing’.• Re-scoped high profile investment project - delivered on time and 19% under budget.• Delivery of integrated staff application to address regulatory requirements.• Managed initial project recovery and re-initiation of a major £8m investment project.• Managed the creation, review and sign off of 25 core solution design documents.• Managed the identification, creation and delivery of 59 business processes. Show less

Working on Lloyds TSB Retail Banking investment portfolio projects. • Implemented regulatory process change across GI seller population (Approx 9000 people).• Initiated key FSA regulatory project and created business functional requirements.

Working in a small team that designed, implemented and managed the recruitment, deployment and development strategies for the newly established Distribution Change Management team.

Working in a small team controlling all aspects of the Retail Sales Investment Portfolio.

Working as part of a team of measurement / business analysts supplying detailed resource data to the Lloyds TSB branch network.