FINANCIAL SALES, MARKETING & BUSINESS DEVELOPMENT:•Sold Financial Products on a daily basis successfully for over 20 Years – both Commercial & Residential•Outside Sales, Face to Face Client Marketing, & Direct Telephone Sales•Very Experienced Sales Management, Direct to Consumer, Direct B2B, & Corporate Sales•Sales Trainer, Training Manual author•Marketed via TV, Radio, Print, Telephone, Internet as well as In-Person. •Clearly Established "Brand Recognition" in our market.•Radio spokesperson - BizRadio Network.•Creator/Author of "Multifamily Lending Newsletter"•Well over One Billion in loansCOMMERCIAL FINANCE:•Originated Multifamily, Retail, Office–Investment & Owner Occupied, Church, Convenience Stores, Storage•Experienced HUD 223(f) Multifamily, Fannie/Freddie Agency Multifamily•Private Investor Hard Money, Bridge Loans, Rehab, Construction, and Mezzanine Experience•Bank VIP Client Loans arranged •Commercial Lines of Credit established RESIDENTIAL CONSUMER LENDING: (1992-2008)•Mortgage Sales Management over many (under 100 cumulative) Loan Officers since 1992.•Originated 1,000’s of Residential 1st and 2nd Lien Permanent, Equity, HELOC & Interim Construction Loans•Experienced Sales Trainer, Appraisal Company Owner, TX Lending License •NMLS ID 303151 & Corporate NMLS ID 303084 •Experienced handling COMPLIANCE, Government Audit Preparation, Legal issues, Employee Issues, Follow-up, Disclosure•Fannie, Freddie, FHA, VA, USDA, & Private Investor brokering- Relationships with many investors.•Regular Source of Reference for BankRate.comMANAGEMENT:•Full P&L responsibility •High margin business model allowed company to create sustainable competitive advantage.•Motivation, Compliance, Supervision, Hiring, Termination, Planning, Accounting, Marketing, Procurement•Proven track record of successfully team building and selling financial products/services. •Experienced & Mindful of Potential Liability Issues.Specialties: SALES - - SALES MANAGEMENT & TRAINING - - LEGAL & COMPLIANCE ISSUES.