I have over 20 years experience in Financial Planning, ranging from Personal & Corporate Protection to Commercial Risks, Property & Casualty to Independent Financial Advice. I listen to my clients' hopes and fears then help put a strategy in place that leaves them confident of addressing both.The world has changed, technology has affected how clients and potential clients want to consume data, carry out their banking, read the news and track their savings and investments. I believe this also stretches to how they want to communicate with their financial adviser. The days of having swarms of advisers descending on the major cities of the world are, we believe, coming to an end.Whilst regular face-to-face communication still has its place, we find that expats are increasingly wanting to be able to speak to their advisers using their smart-phones, tablets and laptops at short notice rather than trying to predict the movement of their diaries days or weeks in advance. Knowing you can ask your adviser in the morning what time you can have a video call that afternoon goes a long way to keeping clients up-to-date and well informed.With this backed up by industry leading internet-based investment platforms, 24-hour online accessibility to performance data on your savings plans and investments - accessing analysis, information and commentary – we’re bringing financial advice into the 21st century.