Stuart Coe Email & Phone Number

Birchwood, Warrington, Select, Gb

York, Gb

York, Gb

York, Gb

Deputy Director of Finance for the Joseph Rowntree Foundation and Joseph Rowntree Housing Trust. Acting Director of Finance during 2021 and 2022. Responsibility for financial strategy, planning, business partnering, treasury management, financial accounting and finance operations. Established more than 100 years ago, JRHT manages around 2,500 homes, half of which are located in the village of New Earswick, York. JRF is an endowed national charity and independent social change organisation working to solve UK poverty.

Manchester, Gb

Manchester, Gb

Reporting to the CEO and providing management support (equivalent to COO) across a range of disciplines including business strategy, finance, operations and human resources. Led a number of significant projects, created new integrated ways of working, revised organisational-level policies and processes, refreshed colleague engagement and communications, carried out reviews of key business areas and spoke on behalf of the organisation to the media (national live radio and national newspapers).

Assisting with the creation of Cornerstone Mutual Services, a shared services organisation supporting over 100 individual credit unions. Owned by the Association of British Credit Unions, Cornerstone was transforming the credit union sector by providing it with the tools to modernise and grow. Funded by the DWP (Department for Work and Pensions), the initiative developed a range of centrally managed products and services including a banking platform with multi-channel functionality. Performed a key role in developing a number of core capabilities for the go-forward organisation including:- customer and member engagement model- customer relationship management- customer experience management - contract management- online presence

Manchester, Greater Manchester, Gb

The Co-operative Bank plc provides a full range of banking products and services to almost five million retail and SME (small and medium sized enterprises) customers.Responsible for creating and delivering transformation programme for commercial banking business (120,000 customers, 200 colleagues, £500m loan book and £3bn of deposits).Led a strategic review of the bank’s business and commercial banking operations.Led the appointment of global consultants to carry out benchmarking activity.Reviewed risk management and controls assurance processes and implemented improvement programme.Translated vision and strategy into operational plans.Managed operational teams over circa 20 UK sites during the period of change with full profit and loss responsibility.Centralised back office operational activities.Restructured commercial banking relationship management teams.Improvements across the balanced scorecard - increased income, reduced costs and delivered step change uplift in risk management capability and colleague engagement.Worked with UK government to explore innovative risk mitigation tools.Exposure to government ministers through being a member of the British Bankers’ Association Corporate Banking Committee.

Manchester, Greater Manchester, Gb

Designed a $50m loan fund for African co-operatives to mark the United Nations International Year of Co-operatives.Responsible for the legal establishment of the fund.Completed financial modelling for the fund.Coordinated specialist lawyers, accountants and taxation experts to ensure appropriate risk management and compliance with relevant laws and regulations.Dealt with all regulatory matters.Hosted the launch of the fund at the United Nations in New York.Presented at events and conferences across the world – United States, Canada, Mexico, Netherlands Germany, Belgium, France.Delivered presentations to US and UK governments.Successfully packaged the loan fund up to transfer to a French bank.Managed the bank’s participation in various structured global microfinance funds.

Manchester, Greater Manchester, Gb

Responsible for risk identification, risk measurement, controls design, management of risks and board reporting.Designed, from first principles, a risk management framework covering all aspects of banking and insurance fraud, anti-money laundering and financial crime investigations.Responsible for the organisation’s compliance with the Data Protection Act.Created new Data Protection and Assurance function recognising the importance of protecting customer data.Oversight of all information security teams across the organisation.Led a team of financial crime investigators.Led a number of significant financial crime assignments which required the coordination of activities with internal and external lawyers and specialist forensic accountants and often resulted in criminal prosecutions.Regular board and executive interaction including the presentation of papers.Regular regulator interaction.

Manchester, Greater Manchester, Gb

Senior change manager reporting to the Director of Corporate Finance and involved in leading technical legal, accounting and taxation workstreams of corporate finance projects.Scoped the sale of a business in conjunction with a leading merchant bank.Matrix managed a large team of internal technical specialists to deliver a major internal corporate restructuring programme which saw the creation of CIS General Insurance. This involved capital and asset movements of in excess of £1bn.Matrix managed multiple professional firms (lawyers, accountants, actuarial consultants).Oversaw the completion of the comprehensive application to regulators to create a new insurance company.Created a service company which enabled resource sharing across multiple entities. This included the ongoing accounting arrangements between the organisations and obtaining regulatory approval.Significant board and executive interaction on a range of regulatory and technical matters.Delivered one of the most significant restructuring projects in the organisation´s history to scope, on time and on budget

Manchester, Greater Manchester, Gb

Led the bank’s asset and liability team managing the bank’s interest rate risk by balancing the maturity profiles of assets and liabilities through the use of specialised financial instruments.Responsible for risk measurement, monitoring and control activities.Responsible for forecasting and stress testing the bank’s balance sheet. Produced monthly management information for the bank’s Asset and Liability Committee (a sub-committee of the full board).

Manchester, Greater Manchester, Gb

Responsible for the delivery of the Bank’s internal audit service, through a team of 18 auditors.Created an internal audit universe from first principles.Oversaw multi-disciplinary audit reviews of all aspects of the bank including technical accounting, IT and treasury assignments.Regular interaction with executive members and Audit Committee members.Put in place the first strategic partnership with a firm of accountants to provide technical controls expertise to the in-house team.

Leeds, Yorkshire, Gb

Northern Foods is a major UK food manufacturer and part of a group with revenues of over £2 billion and employs 18,000 people.Undertook, from first principles, reviews of business operations including numerous food production environments (UK and overseas) highlighting business risks, identifying performance gaps and recommending improvements.Supported the production of half-year and year-end financial statements for the entire business including the consolidation of multiple UK and overseas subsidiaries.Undertook comprehensive risk and controls reviews of SAP software (enterprise-wide management system) prior to implementation.

Robson Rhodes was a mid-tier accountancy firm employing circa 1,000 people providing external audit, taxation, corporate recovery and corporate finance services.Chartered Accountant training contract undertaking internal and external audits for both public limited companies, large government agencies and owner-managed businesses.Undertook various risk and control consultancy assignments.Successfully completed training contract and became a Chartered Accountant.Seconded as Financial Controller to a UK subsidiary of a large Swedish paper company.

London, Gb

Mba

Ba, Accounting And Financial Analysis