Stuart Greig Email & Phone Number

Edinburgh, Gb

Scotland, United Kingdom

United Kingdom

United Kingdom

Management of risk across all taxonomies within the Esme Loans Venture, one of NatWest's innovative propositions which provides digital lending to Limited Companies and Sole Traders in the UK. Leading development of and the good running of all risk processes, including compliance, financial crime, operational risk, and problem debt processes.This includes spearheading tech-forward solutions across all areas of risk, leveraging FinTech solutions and developing modern technology stack internally. Fostering a culture of delivery and development at pace, while ensuring all change and innovation in the Venture is well governed and decisions made consider risk and long term thinking.Promotes and role models strong risk culture, building strong risk capability, awareness and attitude across the bank.Currently focused on safe and sustainable run down of the Esme Loans business.

Edinburgh, United Kingdom

Driving technology enabled change and innovation culture in the RBS Risk function.Leading Risk Function thinking in end to end of Transformation. From horizon and opportunity scanning, setting change strategy and targets, and mobilising activity, to monitoring and measuring progress.Development of new change propositions and proofs of concept, with bias toward adoption of new technology (including machine learning, robotics, and interactive AI), and more emerging technology like quantum.Adoption of innovation approaches, design thinking and Agile approaches in Risk. Developing a concept or Innovation Culture in the Risk function, building capability and momentum via updates, events such as hackathons and demos, webinars and masterclasses, hackathons, and local engagement.Partnering and collaboration, both in bank and with third parties, in design and delivery.Monitoring and tracking of all of the above, action-planning the associated risks and opportunities, and keeping our executive informed.

Edinburgh, United Kingdom

Strategy and execution role focused on leveraging new technology, new ways of working, and shifting organisational culture.Establishment of an innovation agenda for the risk function, linking existing projects and innovators in the function, mobilising new projects, and identifying opportunity areas.Monitored and reported on progress of all innovation across function, developed capability and culture initiatives to support, including executive awareness.

Edinburgh, United Kingdom

World class analysis and investigation informed by new and existing Operational Risk insight. Outputs include board reporting insights, peer benchmarking, management information, executive briefings, and white papers. These drive a stronger risk opinion, inform new ways of working, and lead to a smarter framework.Coordinate external disclosures on Operational Risk within annual report and accounts, and internal review and challenge of business plans.Role spans all areas of Operational and Strategic Risk, and all areas of the bank. Lead Operational Risk engagement on Brexit, Top Risk Management, and response to emerging risk. Chair of forum dedicated to identifying and understanding new and horizon themes, with strong focus on the opportunities and risks associated with emerging themes and innovations in technology.Regularly advise and opine on all areas of Operational Risk, including all elements of the Operational Risk framework; regulatory changes including ICB, RDAR, GDPR, and Open Banking; and how we work as a function.Continue to apply behavioural science, with current applications including informing wider bank thinking on Learning from Experience and Risk Culture.

Edinburgh, United Kingdom

Framework and business oversight, with specialisms in quantitative risk management processes, as well as all team executive and senior committee reporting output. Led a team who all went on to be top performers in the function.Second line lead for Digital Banking and Customer Experience, as well as their associated change portfolios, with challenge of accountable executive and senior management at their respective risk and control forums.Led operational risk framework components including budget risk assessments, risk appetite, loss data monitoring/ trend analysis, scenario modelling, and stress testing, which included work to ensure three lines of defence roles were appropriately aligned.Chair of emerging operational risk forum, as well as driving thinking on alternative approaches to framework design and deployment based on behavioural science.Owned all PBB Operational Risk reporting to PBB and Board Risk Committees. Implemented radical streamlining and simplification of reporting.

Edinburgh

Prudential Risk specialist in the Personal and Business Bank Risk Strategy team, leading a small team of specialists in the UK and India.Delivered key financial projects in the Retail bank, horizon-scanning for risks and potential opportunities. Ran functional risk appetite reporting, risk performance assessment and strategy oversight.Coordinated early Risk functional response on major regulatory developments, including IFRS9 and CRDIV, and ran cross bank working groups on emerging topics including behavioural economics.Heavily involved in work towards embedding an integrated, pan-risk view of Economic Capital. This included reviewing correlations, measuring sovereign contagion risk, and developing product level views to enable strongerrisk based return calculation and inform granular capital allocation.

Edinburgh

Managing role in delivery of an economic capital framework, spanning key risk types but with strongest focus in Credit and Operational Risk.I led a small team with focus on the domestic Retail portfolio, and had heavy involvement in developing/tailoring the model and appropriate rollout into the Retail division.Ran reviews of the Credit and (AMA-consistent) Operational Risk models, designed and developed embedding and modelling plans for the Retail portfolio, ensuring consistency in product, divisional, and functional dimensions throughout.

Edinburgh

Development, implementation and insight into impairment provisioning within Retail Credit Risk; delivery of strategic capital/ balance sheet projects; competitor benchmarking and tracking; forecasting and stress testing.During this role I managed a small team challenged with design and delivery of a suite of improvements to existing IAS provisioning methodology, as well as support of delivery of key processes such as provision adequacy assessment.Really enjoyed many aspects of the role, which were numerous and ranged from keeping at the leading edge of hot topics in the eyes of the regulators and briefing leadership, to coaching junior team members.

Sendai, Miyagi, Japan

Provided professional and personal support to over 130 language teachers; organised meetings and conferences (including a conference for over 400 Japanese and foreign English teachers); designed, presented and moderated training and development sessions for language teachers; wrote and edited handbooks and resources; translated, interpreted and proofread; liaised between the board of education, schools, and assistant language teachers; assisted with the organization and execution of numerous educational events.

Executive Msc, Behavioural Science

Activities and Societies: Professionalising my knowledge of Behavioural Science and Decision Making with a view to develop approaches.

Bsc (Hons) Mathematics, Mathematics