I am a Data Scientist and Analyst with over three years of experience in developing predictive models, reducing risk, and driving business growth. My expertise includes leveraging data for strategic insights and implementing effective solutions, with proficiency in Python, R, SQL, and machine learning techniques.At Bandhan Bank, I reduced NPA slippage by 50% through cross-linkage analysis and enhanced credit risk models by managing CRIF and CIBIL bureau variables. I created scorecards for housing finance, reducing risk by 28% and boosting business by 37%. My customer segmentation models increased retention by 18%, and automating daily reports with PySpark cut manual effort by 30%. I also led a 15-member cross-functional team and coordinated with six business partners, driving a 33% growth through exploratory data analysis (EDA).Previously, at Tata Consultancy Services Ltd., I was a Full Stack Data Analyst, where I engineered RESTful web services for Pharma R&D, benefiting 1.5 million customers. I optimized business processes by 15% and enhanced decision-making. Leading a 20-member multidisciplinary team, I drove 35% revenue growth with innovative solutions, earning awards for "Best Innovation" and "Best Team."As a Data Science Contractor at MiiCare London Pvt. Ltd., I designed healthcare models improving accuracy by 18% and reducing data loss by 50%. I refined data pipelines, cutting costs by 35%, and developed machine learning algorithms that boosted data retention by 40% and increased marketing ROI by 15%.My academic background includes a Master’s and Bachelor’s degree in Computer Applications from Amity University, both with top honors. I have co-authored publications on topics like personalized word recommendation systems, quantum computing, and image retrieval using GANs. Passionate about solving complex problems through data science, I aim to leverage my skills to drive business success and innovation. I am eager to continue learning, growing, and collaborating in this field.#DataScience #MachineLearning #PredictiveModeling #RiskAnalytics #DeepLearning #Python #R #SQL #DataVisualization #CreditRisk #CustomerSegmentation #NPAHandling #EDA #DataAnalysis #Leadership