Svp Enterprise Risk Management
CurrentManage Enterprise Risk Management Activities including Operational risk, Vendor Risk, Model Risk and Credit Risk for consumer and commercial products.
Jul 2023 - Present
AeroLeads people directory · profile
Subodh Rai Email & Phone Number
Seasoned Banking and Risk professional exploring ways to innovate and grow business.
at
Axos Bank
1 work email found
@citigroup.com
2 phones found area 800 and 866
LinkedIn matched
✓ Verified Jun 2026
4 data sources
Profile completeness 100%
Current company
Role
Seasoned Banking and Risk professional exploring ways to innovate and grow business.
Location
San Diego, California, United States
Who is Subodh Rai? Overview
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Quick answer
Subodh Rai is listed as Seasoned Banking and Risk professional exploring ways to innovate and grow business. at Axos Bank, based in San Diego, California, United States. AeroLeads shows a work email signal at citigroup.com, phone signal with area code 800, 866, and a matched LinkedIn profile for Subodh Rai.
Subodh Rai previously worked as SVP Enterprise Risk Management at Axos Bank and Co-Founder and COO at Utopia Homes. Subodh Rai holds Doctor Of Economics, Econometrics And Quantitative Economics from University Of California, Riverside.
Company email context
Email format at Axos Bank
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{first}.{last}@citigroup.com
86% confidence
AeroLeads found 1 current-domain work email signal for Subodh Rai. Compare company email patterns before reaching out.
Profile bio
About Subodh Rai
A driven professional who leverages advanced education and years of experience to deliver impactful and lasting results. Passionate learner with proficiency at formulating and implementing analytical solutions to accomplish strategic initiatives. Personable, collaborative, and result oriented partner offering broad-based experience in consumer banking, data science and risk management. Proven ability to effectively communicate with seniors, regulators, and auditors. Result oriented and skilled in taking calculated risks, negotiation, and consensus-building. Leader, who approaches projects with enthusiasm and vision and has proven track record to drive exceptional results in culturally diverse environments.
Listed skills include Pricing Optimization, Leadership, Consumer Lending And Deposit, Presentation Skills, and 44 others.
Current workplace
Subodh Rai's current company
Company context helps verify the profile and gives searchers a useful next step.
11 roles · 26 years
Subodh Rai work experience
A career timeline built from the work history available for this profile.
Co-Founder And Coo
CurrentAlthough, Home ownership is one of the best ways to generate and preserve wealth, yet, it has never been harder to become a homeowner. So, Utopia was founded with a mission to make homeownership accessible to all.Our unique “Rent, Earn and Own” Program has been designed for those hard working individuals and families which want to achieve an American dream.
Nov 2022 - Present
Board Member
Current
Jan 2022 - Present
Head Of Risk
Keller William Financial Services
Provide risk leadership to the KWx financial service companies including mortgage offerings.
Jun 2021 - Sep 2022
Managing Director
US Retail Bank Chief Risk Officer (CRO) responsible to manage the risk organization covering US mortgage, retail banking business, unsecured retail bank products, deposit risk and margin lending.
Nov 2016 - Sep 2021
Director - Credit Risk Modeling Head
Lead a team to develop, document, implement, monitor, use CCAR/CECL compliant loss forecasting and reserve models for retail bank products including mortgage. In addition, managed end-to-end activities related to non regulatory models across product lines from acquisition, ECM, collection etc.
Jan 2014 - Oct 2016
Director - Service For Others Mortgage Portfolio Risk Head
Manage Portfolio Risk for investor loans (including GSE and GNMA) serviced by Citi. Responsibilities included risk management at various stages including origination risk profile and benchmarking, collection strategies, repurchase activities (inbound / outbound risk support), Quarterly repurchase reserve recommendations, repurchase settlements, engagement.
Sep 2011 - Jan 2014
Senior Vice President - Portfolio Risk
Managed stress testing, Loss forecasting, Quarterly loan loss reserve, TDR, support strategic initiatives, HELOC line management, asset sales and loss mitigations for Various US Mortgage portfolio products.
Oct 2007 - Aug 2011
Modeling Manager
Managed Risk Modeling, pricing and portfolio analytics for Citi Financial Auto, Personal Loan, Citi Financial Equity Plus, Private Label products. Managed mortgage scoring models and Fair lending analysis.
Oct 2002 - Sep 2007
Jan 2001 - Sep 2002
Operational Research Consultant
2000 - 2001
~1 yr
6 education records
Subodh Rai education
Doctor Of Economics, Econometrics And Quantitative Economics
University Of California, Riverside
Execonline Advance Diploma, Leading Strategic Growth
Columbia Business School
Ma, Economics
Delhi School Of Economics, Delhi Univ.
Ba, Economics (H)
Ramjas College, Delhi University
Education record
Delhi University
Ph.D., Economics
University Of California, Riverside
FAQ
Frequently asked questions about Subodh Rai
Quick answers generated from the profile data available on this page.
What company does Subodh Rai work for?
Subodh Rai works for Axos Bank.
What is Subodh Rai's role at Axos Bank?
Subodh Rai is listed as Seasoned Banking and Risk professional exploring ways to innovate and grow business. at Axos Bank.
What is Subodh Rai's email address?
AeroLeads has found 1 work email signal at @citigroup.com for Subodh Rai at Axos Bank.
What is Subodh Rai's phone number?
AeroLeads has found 2 phone signal(s) with area code 800, 866 for Subodh Rai at Axos Bank.
Where is Subodh Rai based?
Subodh Rai is based in San Diego, California, United States while working with Axos Bank.
What companies has Subodh Rai worked for?
Subodh Rai has worked for Axos Bank, Utopia Homes, The-Inversity, Keller William Financial Services, and Citi.
How can I contact Subodh Rai?
You can use AeroLeads to view verified contact signals for Subodh Rai at Axos Bank, including work email, phone, and LinkedIn data when available.
What schools did Subodh Rai attend?
Subodh Rai holds Doctor Of Economics, Econometrics And Quantitative Economics from University Of California, Riverside.
What skills is Subodh Rai known for?
Subodh Rai is listed with skills including Pricing Optimization, Leadership, Consumer Lending And Deposit, Presentation Skills, Team Building, Banking, Public Speaking, and Economics.
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