Subodh Rai

Subodh Rai Email and Phone Number

Seasoned Banking and Risk professional exploring ways to innovate and grow business. @ Axos Bank
Subodh Rai's Location
San Diego, California, United States, United States
Subodh Rai's Contact Details

Subodh Rai work email

Subodh Rai personal email

Subodh Rai phone numbers

About Subodh Rai

A driven professional who leverages advanced education and years of experience to deliver impactful and lasting results. Passionate learner with proficiency at formulating and implementing analytical solutions to accomplish strategic initiatives. Personable, collaborative, and result oriented partner offering broad-based experience in consumer banking, data science and risk management. Proven ability to effectively communicate with seniors, regulators, and auditors. Result oriented and skilled in taking calculated risks, negotiation, and consensus-building. Leader, who approaches projects with enthusiasm and vision and has proven track record to drive exceptional results in culturally diverse environments.

Subodh Rai's Current Company Details
Axos Bank

Axos Bank

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Seasoned Banking and Risk professional exploring ways to innovate and grow business.
Subodh Rai Work Experience Details
  • Axos Bank
    Svp Enterprise Risk Management
    Axos Bank Jul 2023 - Present
    San Diego, California, Us
    Manage Enterprise Risk Management Activities including Operational risk, Vendor Risk, Model Risk and Credit Risk for consumer and commercial products.
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  • Utopia Homes
    Co-Founder And Coo
    Utopia Homes Nov 2022 - Present
    New York, New York, Us
    Although, Home ownership is one of the best ways to generate and preserve wealth, yet, it has never been harder to become a homeowner. So, Utopia was founded with a mission to make homeownership accessible to all.Our unique “Rent, Earn and Own” Program has been designed for those hard working individuals and families which want to achieve an American dream of owning a home but are not mortgage ready for one reason or other. Utopia tries harder than anyone else to get you into your dream home and have you earn from your monthly payments besides giving you the option and not the obligation to buy the home if you like it. Utopia, as a real estate technology company, is driven by the ESG (Environmental, Social and Governance) principles and has a deep focus on social impact by helping people become homeowners and achieve a slice of their American dream.Learn more: www.UtopiaHomes.us
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  • The-Inversity
    Board Member
    The-Inversity Jan 2022 - Present
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  • Keller William Financial Services
    Head Of Risk
    Keller William Financial Services Jun 2021 - Sep 2022
    Provide risk leadership to the KWx financial service companies including mortgage offerings.
  • Citi
    Managing Director
    Citi Nov 2016 - Sep 2021
    New York, New York, Us
    US Retail Bank Chief Risk Officer (CRO) responsible to manage the risk organization covering US mortgage, retail banking business, unsecured retail bank products, deposit risk and margin lending.
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  • Citi
    Director - Credit Risk Modeling Head
    Citi Jan 2014 - Oct 2016
    New York, New York, Us
    Lead a team to develop, document, implement, monitor, use CCAR/CECL compliant loss forecasting and reserve models for retail bank products including mortgage. In addition, managed end-to-end activities related to non regulatory models across product lines from acquisition, ECM, collection etc.
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  • Citi
    Director - Service For Others Mortgage Portfolio Risk Head
    Citi Sep 2011 - Jan 2014
    New York, New York, Us
    Manage Portfolio Risk for investor loans (including GSE and GNMA) serviced by Citi. Responsibilities included risk management at various stages including origination risk profile and benchmarking, collection strategies, repurchase activities (inbound / outbound risk support), Quarterly repurchase reserve recommendations, repurchase settlements, engagement with auditors and regulatory agencies.
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  • Citi
    Senior Vice President - Portfolio Risk
    Citi Oct 2007 - Aug 2011
    New York, New York, Us
    Managed stress testing, Loss forecasting, Quarterly loan loss reserve, TDR, support strategic initiatives, HELOC line management, asset sales and loss mitigations for Various US Mortgage portfolio products.
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  • Citi
    Modeling Manager
    Citi Oct 2002 - Sep 2007
    New York, New York, Us
    Managed Risk Modeling, pricing and portfolio analytics for Citi Financial Auto, Personal Loan, Citi Financial Equity Plus, Private Label products. Managed mortgage scoring models and Fair lending analysis.
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  • Providian Financial (Now Chase)
    Manager
    Providian Financial (Now Chase) Jan 2001 - Sep 2002
    Us
    Supported Credit Card Market research team.
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  • Zs Associates
    Operational Research Consultant
    Zs Associates 2000 - 2001
    Evanston, Il, Us
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Subodh Rai Skills

Pricing Optimization Leadership Consumer Lending And Deposit Presentation Skills Team Building Banking Public Speaking Economics Financial Forecasting Credit Cards Risk Modeling Global Finance Portfolio Management Mortgage Banking Financial Modeling Capital Markets Financial Risk Business Analysis Mortgage Lending Negotiation Mentoring Credit Risk Finance Mortgage Back End Operation Ccar And Cecl P&l Analysis Strategic Planning Financial Services Financial Accounting Risk Management Model Validation Credit Consumer Lending Financial Analysis Credit Decisioning Mortgage Operation Loss And P&l Forecasting Management Fair Lending Laws And Modeling Mortgage Servicing Loan Loss Reserve And Accounting Model Governance Machine Learning Analytics Statistical Modeling Loans Creative Problem Solving Data Mining

Subodh Rai Education Details

  • University Of California, Riverside
    University Of California, Riverside
    Econometrics And Quantitative Economics
  • Columbia Business School
    Columbia Business School
    Leading Strategic Growth
  • Delhi School Of Economics, Delhi Univ.
    Delhi School Of Economics, Delhi Univ.
    Economics
  • Ramjas College, Delhi University
    Ramjas College, Delhi University
    Economics (H)
  • Delhi University
    Delhi University
  • University Of California, Riverside
    University Of California, Riverside
    Economics

Frequently Asked Questions about Subodh Rai

What company does Subodh Rai work for?

Subodh Rai works for Axos Bank

What is Subodh Rai's role at the current company?

Subodh Rai's current role is Seasoned Banking and Risk professional exploring ways to innovate and grow business..

What is Subodh Rai's email address?

Subodh Rai's email address is e_****@****hoo.com

What is Subodh Rai's direct phone number?

Subodh Rai's direct phone number is 800 285*****

What schools did Subodh Rai attend?

Subodh Rai attended University Of California, Riverside, Columbia Business School, Delhi School Of Economics, Delhi Univ., Ramjas College, Delhi University, Delhi University, University Of California, Riverside.

What skills is Subodh Rai known for?

Subodh Rai has skills like Pricing Optimization, Leadership, Consumer Lending And Deposit, Presentation Skills, Team Building, Banking, Public Speaking, Economics, Financial Forecasting, Credit Cards, Risk Modeling, Global Finance.

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