As Head of Digital and Business Solutions for HDFC Bank got an opportunity to work on large scale implementations -Launch of cloud first customer Engagement platform – customer experience Hub Launching multiple lending platforms especially the Consumer Durable lending platform where lending happens at the edge (at a merchant store) and delivering instant credit is critical.Launching Vyapar – a platform for merchants – this was my first baby at HDFC Bank and so it was special in that sense – this was delivered with a startup viz. Mintoak Working on the largest merger in the Indian Industry HDFC Bank and HDFC Ltd.Enabling the core banking to have 5 digits – meant getting 261 systems changed to accommodate 5-digit Branch Code. The launch was spotless with zero customer impact.Enabling more than 30 odd digital first journeys on the Adobe PlatformRBIH InitiativesHackathon for women - This received resounding success and we saw the value of a good low- Code No Code to enable developers across the bank's staff. Used Microsoft Power Platform for thisClose to 40 New initaitives with a team of around 600 people at its peak

Responsible for the P&L for the APMEA region- responsible for developing complete strategy for building business in the region- Responsible for building strategic solutions that cover Central banks, Banks and Fintechs- Developing the partnership solutions and strategy for the region

Banking As A Service (BAAS) as a construct - Among the First Of Its Kind for the Indian Banking Industry was Set Up and Led by me .The Unit has seen a stellar growth in the last 2 years. Riding the wave of changes that has engulfed the payment industry for the last 2 years, I have ensured that the bank has remained ahead of all its peers in the digital payments industry. RBL Bank today stands 1st in the POS deployed in the industryHave led the solution sales approach to Open Banking from the front and have created some interesting bespoke solutions for the Financial services industry"Partners Ka Bank " series was run by me to bring the banks partnership oriented approach to a wider audience and created a larger platform for the same.

Banks 2020 Vision for the technology Unit strategised and executed by me.Ensured that the IT team was able to deliver to the strategic needs of the banks business units.Strategic Planning : - Developing the technology roadmap along side the CIO of the bankCustomer Solutions :- Worked on the various Build V/s Buy Strategy of the bank and delivered transformational projects in the area of :---Payments--Channel Strategy with specific focus on Mobility--Process Reengineering frameworkBudgetting : Working on putting together budgets and making governance models that ensurance strict adherance to budgets

Managing the business requirements of the Retail Banking Unit... Ensuring the delivery of technology solution for the bank's business needs

Delivered the bank's migration in a record breaking 12 month periodBig Bang Migration of 185 branchesManaged the entire project End to End with out system integrators and External consultantsStarting from creating a work plan in consultation with all stakeholders and vendors and delivering without any cost and time overrun was one of my significant achievementsThis project won the Asian Bankers Award for fastest implementation

I was leading the Domain Solution Design Team for the development of the new version of Flexcube. As the lead designer I designed key framework concepts suchs as :- Process based framework  Design for multi entity & multi branding capabilities - (Multi tenancy and shared Services) Rule Framework I was also the lead solution expert for National Australia Bank from Offshore.

Headed the Solution Strategy For the Flexcube Retail Product.Handled the Solution creation for all Modules and was part of the team that re-architected the entire solution to enable a complete stack from a banking stand pointAs part of this process of re-architecting and re-stacking the Flexcube Platform worked with the core Oracle teams to decide on the best fit solutions from the Oracle and Iflex stack to enable delivery of a comprehensive solution to banks.

This role covered managing the product requirements from across the globe.As part of this role I managed the change Management process, ensured accurate solution design and delivery and eventually certified the product for release to the global customersManaged a team of 50 Business Analysts and delivered to banks in Ireland, Japan, Indonesia, Thailand, India and so on.In this role I automated the testing cycles using QTP. The process increased the productivity of the team to a large extent and built the basis for faster retesting.

Worked initially on testing, documentation and delivery for clients in Africa and South Africa.Subsequently handled the pre-sales effort in India, Thailand, Bangladesh, Nepal region.Ensured sales and then managed the implementation and delivery for these countriesManaged around 10 clients in these regions and handled upgrades and regular customisations for the clients

Treasury Settlements

Handled Custodial activities. Participated in De-mat process