Sujith Kumar C S Email & Phone Number

Kottayam, Kerala, India

To conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk.Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loanAdhere the Policy, Process & other guidelines of the bank. Improve the existing process to overcome the probable risk.Maintaining the TAT in the timely disbursement of Gold loan.Retention of customers / portfolio by meaningful engagement time to time.Secure safe room operations, security measures, day to day working of branch.Follow up with the customer for timely interest collection, repayment and reduce NPA to zero.Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT.Cross Sell of other products / services of the bank.Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch.

Pathanamthitta, Kerala, India

Verification of Cash, Cheques, etc. of the Branch.. Verification of Bank Reconciliation Statement and its Correctness.. Verification of all documents of Loans, expense vouchers, DPN Loans, etc. of a stipulated period.. Verification of the Pledged ornaments for checking whether the purity of items are taken as per company procedures or not.. Reporting of all matters related to any revenue loss or any another loss affecting by the company.

Dubai, United Arab Emirates

Preparing monthly payroll by initiating computer processing; printing checks.. Handling PDC’s and depositing in the respective accounts on due datess Preparing all general Ledger account balances, monthly financial statements Including the monthly trial balance, income and expenditure statements.. Reviewing bank statements, preparing reconciliations and managing all cash Flows.. Preparing monthly, quarterly and annual financial statements.. Develop, maintain, and analyze budgets, preparing periodic reports that Compare budgeted costs to actual costs.

Kerala, India

Chemmanur Credits and Investments Ltd(CCIL) was promoted by Chemmanur international Jewellers Group.CCIL is an NBFC having 115 branches all over Kerala it provides Gold Loans, Insurance, travel and tour services and online payments via XPAY service.Job Profilee Inspect all the books of accounts.. Check or verify and make inventory of the Cash, Gold or Other valuable thing found therein.. Training given to Branch staff’s regarding the Gold and Our Other Products, etc.. Submitting reports to management on violation of company instructions or statutory guide lines if they are unable to rectify during the course of audit

Delhi, India

Muthoot Finance Ltd is the India’s largest NBFC of its kind in business & having more than 4100 Branches across India. I am worked as an Audit Executive from April 2012 to 1st June 2014. Nature of job is Internal Auditing of Branches as per programs provided by Corporate Office.Job Profilee Verification of Cash, Cheques, etc. of the Branch.. Verification of Bank Reconciliation Statement and its Correctness.. Verification of all documents of Loans, expense vouchers, DPN Loans, etc. of a stipulated period.Verification of the Pledged ornaments for checking whether the purity of items are taken as per company procedures or not.. Reporting of all matters related to any revenue loss or any another loss affecting by the company.. In case of any suspicious cases, prepare a detailed Special Report and send to our Department for taking necessary actions with immediate effect.. Discuss the Fresh & Persisting irregularities with the Branch Manager in detail and give maximum support to rectify such irregularities early as possible.. Doing effective follow-up of Major irregularities reported by the Branches

Chennai, Tamil Nadu, India

Manappuram Finance Limited emerged as a leading non-banking financial company (NBFC) in India under the stewardship of Shri V.P. Nandakumar, MD & CEO of the Company.it provides Gold Loan, Money Transfer, Foreign Exchange, Depository Services,Commmercial Vehicle Loans services etc..Job Profilee Dealing with customers.. Preparation of Cash & Bank Books and daily statementss All aspects of Accounting work in Branch