Sujit is an Associate Director with Aptivaa, with 11+ years experience in Financial Services Sector particularly Risk Management Consulting, Analytics, Solution Implementations and Project Management.At Aptivaa, Sujit is responsible for Project Delivery and Risk Consulting engagements across large banks in various geographies (Asia, Europe, Middle East and USA). He has successfully implemented Risk Management Frameworks and initiatives for large global banks as Lead Engagement / Program Manager and has hands on experience on effecting change management within Banks and Capital Market Firms.Specialization/Functions: Risk Management, Project Management, Basel II/III Project Implementation, Regulatory Risk and Compliance, Risk Strategy and Appetite, Risk Governance and Organisation, Model Risk Management, Model Validation, Risk Component (PD, LGD and EAD) Estimation and Validation, Model/Scorecards Development and Deployment, ICAAP Framework implementation, Stress Testing, Data Gaps, Resolution and Data Management Frameworks, Credit Life Cycle, Process Transformation/Target Operating Model, Vendor Evaluation and Management, Risk Data Aggregation and Risk Reporting, Client Relationship Management