Sukdev Dhaliwal Email & Phone Number

London Area, United Kingdom

Make lending decisions in line with Credit Risk Policy and individual mandate level.  Adhere to internal underwriting policy and regulatory requirements – FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection, etc.  Work with Internal Sales to progress cases from DIP to drawdown.  Preparing a detailed Credit Paper with all appropriate conditions and presenting the proposition to Credit Committee.  Instructing Valuers and Solicitors.  Following sanction from the relevant mandate holders, preparing/reviewing the offer letter and accompanying documents and being proactive in ensuring that all loan conditions have been met and the case moves efficiently to drawdown.  Ensuring that information concerning each loan is accurately and comprehensively entered in to the Bank’s electronic systems, both prior to and upon drawdown.  The hand over to the Servicing teams Loan Administrators, a complete file with all post completion activities completed in accordance with the Bank’s Policy and Process.

London, England, United Kingdom

Make lending decisions in line with Credit Risk Policy and individual mandate level.  Adhere to internal underwriting policy and regulatory requirements – FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection, etc.  Work with Internal Sales to progress cases from DIP to drawdown.  Preparing a detailed Credit Paper with all appropriate conditions and presenting the proposition to Credit Committee.  Instructing Valuers and Solicitors.  Following sanction from the relevant mandate holders, preparing/reviewing the offer letter and accompanying documents and being proactive in ensuring that all loan conditions have been met and the case moves efficiently to drawdown.  Ensuring that information concerning each loan is accurately and comprehensively entered in to the Bank’s electronic systems, both prior to and upon drawdown.  The hand over to the Servicing teams Loan Administrators, a complete file with all post completion activities completed in accordance with the Bank’s Policy and Process.

London, England, United Kingdom

Assisting case managers with the packaging and processing of bridging applications, in particular property and identification related searches and the assembly of hard copy files in preparation for sign off by Credit. • Assisting with maintaining accurate loan cashflows.• Arranging and instructing valuations including seeking alternative/best quotes.• Attending client meetings with Case Managers and assisting with preparation of attendance notes.• Ensuring that appropriate documents are filed into Aurius/Virtual Cabinet.

London, United Kingdom

• Assisting case managers with the packaging and processing of bridging applications, in particular property and identification related searches and the assembly of hard copy files in preparation for sign off by Credit. • Assisting with maintaining accurate loan cashflows.• Arranging and instructing valuations including seeking alternative/best quotes.• Attending client meetings with Case Managers and assisting with preparation of attendance notes.• Ensuring that appropriate documents are filed into Aurius/Virtual Cabinet.

London, United Kingdom

Worrking as a loss data analyst where I am working collaboratively with both front line staff and first line of defence to ensure that Loss Data is collected accurately and in a timely manner to support internal models. Working closely with relationship managers from the Active Insolvency Management and BRG team and reconciling the life cycle of a customer default.This role has enabled me to demonstrate strong ability to validate and manage key data fields to the highest degree of accuracy. I have shown strong communication skills evidenced by interaction with relationship managers and loss data validation team by both e-mail and verbally. On many occasions I have also been involved in projects where I have been liaising directly in meetings with corporate directors to determine possible outcomes to key projects for the bank. Working on these projects I have managed to think outside of box and come up with long term continuous improvements for my area. For the last two years I have self managed myself as I am the sole member of staff in London. I have shown I am trusted to work on my own with less supervision and still show excellent results. - Strong ability in working with numbers and analysing data with attitude of ‘right first time’- Knowledge of Basel 2 related requirements Identifying trends with PD grading and LGD's- Knowledge of Larry a system which works from the outputs of SAS.- Coaching of new staff- Work flow and People Manage to ensure deadlines are met- Confident in decision making, thinking of all possible outcomes, and being able to evidence the decision made - Strong knowledge of extracting data from complex documents to evaluate customer defaults and producing spreadsheets.- The ability to work with a wide range of stakeholders- The ability to work to tight deadlines demonstrated in hitting the pillar 3 deadlines annually- Strong ability with bank systems RMP, back office, Cradle and Grasp

London, United Kingdom

I worked as support analyst with in a much specialised sector of the bank. It involved dealing with Commercial and Corporate customers within the Global Restructuring Group as part of the Recoveries TeamI was first point of contact within Recoveries for case handovers from our Restructuring Team where I was checking and manually entering data into the banks system’s (RMP and Back Office). The role involved me communicating with a lot of diverse people internally and externally and maintaining the information we were collating was correct. This role enabled me attend lots of training events for the bank where I was able to grow my knowledge in GRG. - Coaching of new and existing staff on removing defaults- Work flow and People Manage to ensure deadlines are met- The ability to work with a wide range of stakeholders- The ability to work to tight deadlines - Strong ability with bank systems RMP, back office- Strong knowledge of the banks payment systems and processes KYC.

Maidstone

I worked as a Cash Handler within a controlled environment at Maidstone Cash Centre.The role involved the logging and checking of deposits for both business and personal customers. I was responsible for checking and manually entering payments into the centre's complex IT systems.I was confident in dealing with any issues which occur with the systems we use, and I was able to correct these issues locally without the need for an engineer.My skills with these systems, prompted my line manager to use me as a point of contact for the team, assisting with any IT related issues. These issues can be very varied, and I frequently assisted my colleagues and my line managers with IT challenges ranging from simple log-on issues to the complex creation of formulae and macros for spreadsheets.Since working at Maidstone, I have continually met and exceeded the challenging targets set for me and enjoyed working under pressure towards tight deadlines.My role also included identifying continuous improvement opportunities and raising them through the appropriate channels. Since I began my role at Maidstone, I have exceeded the recommended contribution for CI ideas, taking great enjoyment in using my initiative to create innovative solutions to what can quite often be a complex issue.

Gnvq, Information Technology, Distinction

Gnvq, Information Technology, Merit

9 Gcses