Credit Analyst
CurrentAnalyzing credit risk of existing/potential customers in the Commercial Banking portfolio, ensuring adherence to the Bank’s credit policies.• Understanding of customers’ requirements, performing extensive financial, industry and business risk analysis of Commercial Banking Clients and presenting it in succinct, focused and conclusive credit proposals.• Monitoring account conduct and profitability in the portfolio to ensure adequate credit turnover and minimal over-dues.• Handling the client portfolio including putting up new cases and visiting the client premises to understand their business model and also referring some leads to RM’s for booking new cases.• Assisting Relationship Management team in ensuring smooth flow of operations and addressing bottle necks, if any, with customers.