Sumit Kumar Soni Email & Phone Number

Bihar Sharif, Bihar, India

Bettiah, Bihar, India

Implemented and modified policies, optimizing existing processes for efficiency and compliance with regulatory guidelines such as RERA and Form 60. Monitored post-disbursal activities, ensuring strict adherence to compliance guidelines and regulatory standards. Conducted process analysis, recommended changes, and initiated cost-saving measures to enhance operational efficiency. Managed audits, ensuring timely closure of audit items within defined turnaround times (TAT) to maintain high… Show more Implemented and modified policies, optimizing existing processes for efficiency and compliance with regulatory guidelines such as RERA and Form 60. Monitored post-disbursal activities, ensuring strict adherence to compliance guidelines and regulatory standards. Conducted process analysis, recommended changes, and initiated cost-saving measures to enhance operational efficiency. Managed audits, ensuring timely closure of audit items within defined turnaround times (TAT) to maintain high compliance standards. Implemented risk management practices and ensured compliance with regulatory requirements. Conducted market analysis to stay informed about economic trends and legislative changes affecting Priority Banking. Cultivated and maintained relationships with Non-Resident Indian (NRI) clients, providing a personalized and superior banking experience. Collaborated with the technology team to operationalize new retail loan products, ensuring seamless integration with various system developments. Oversaw the acquisition of credit policies and managed portfolios for Mortgage & Wheels products, emphasizing portfolio quality through robust credit policies. Developed and maintained a Management Information System (MIS) for effective portfolio monitoring and reporting. Show less

Led the Bettiah branch as Branch Head from 2018 to 2020, providing robust leadership, managing daily operations, and motivating staff to achieve performance targets. Specialized in CASA Relationship Management in Gorakhpur from 2013 to 2018, transitioning from Branch Sales Manager to Deputy Branch Manager and eventually Branch Manager. Demonstrated strong leadership as Deputy Branch Manager for 9 months before assuming the role of Branch Manager. Currently serving as Branch Manager since 2016… Show more Led the Bettiah branch as Branch Head from 2018 to 2020, providing robust leadership, managing daily operations, and motivating staff to achieve performance targets. Specialized in CASA Relationship Management in Gorakhpur from 2013 to 2018, transitioning from Branch Sales Manager to Deputy Branch Manager and eventually Branch Manager. Demonstrated strong leadership as Deputy Branch Manager for 9 months before assuming the role of Branch Manager. Currently serving as Branch Manager since 2016, overseeing operations, managing a team, and ensuring overall branch success. Held the position of Privilege Banker in Indore from 2008 to 2012, delivering priority services, enhancing customer relationships, and achieving cross-selling targets. Started as a Cashier for 1 year, managing cash counters and ensuring accurate and efficient transactions. Show less

Ifbi- Niit

B.B.A- Management

10+2 (Science)

10Th