Sumit Naik Email and Phone Number

Responsible for Mobilization and Servicing of Deposits (CASA/TERM/BULK) and Deposits Customers. Strategizing and Catering to increase Value added services to SBI customers. Heading from RBO ANGUL for districts of ANGUL & DHENKANAL.

Branch Head

Sanction and Business development of 30 Branches within the Municipal limits of Chatrapur and Berhampur ( Max Rs. 50.00 lakh).

Business development and Relationship maintenance with Customers with exposure over Rs. 5.00 Cr.

Headed branch with 17 staff in a critical location which was not only politically sensitive but also highest Agri NPA prone. Highlight of my tenure was successful handling of demonetization and NPA reduction. Apart from expanding SME and P Seg portfolio, the branch was cleaned up with NPA reduced from 39% to 15% and AUCA recovery of 110% which resulted in the Branch achieveing profits above Rs. 3.00 Cr (3.98 Cr as on 31.03.18) twice consecutively. Consequently got promoted to CHIEF MANAGER and Branch incumbency upgraded to IV.

As RM(ME) I am responsible for looking into the credit requirements of 50+ units in Amreli district. All my customers have credit requirement of more than 1.00 crore. I am also required to get new SME business. My role includes making appraisals of existing and new accounts as also advising customers about their credit facilities. I m also required to market retail products to my customers. I am the one point contact for my customers, my RBO and the branches linked to me. My portfolio includes WCF of 185 crores and TL of 20 crores. have already sold SBI life of 10.00 lakhs ...and yet to get letter of appreciation...

Headed Mota Devaliya branch in Amreli District. It was a village branch with Agri business of 10.00 crores, retail business of 3.00 crores and SME of 30.00 crores. It had a staff strength of 2 officers, 3 assistants and 2 subordinates. As a B.M my duties included heading branch operations, marketing bank products & services, achieving financial targets and keeping my staff motivated and in office.

Paid holiday....but i did work sometrimes.

My First Job...I liked it....I researched a lot on the cigarettes industry and got a ringside view of how a research agency functions, how a company like ITC uses the research findings, what kind of researches go into launching, branding, marketing and sustaining a product. If you see the bill boards above the pan shops having a new face, some of the credit goes to me too.