Sumithra Galla Email & Phone Number

14 years of professional experience as a competent credit manager with a background in business operations and residential loans. I'm currently studying on my second master's degree while also freelancing finance advisor. Shown proficiency in team management, credit management, credit risk operations for mortgage loans, and credit underwriting. Trying to make use of my excellent interpersonal communication skills, shown problem-solving capabilities, expertise leading successful teams, outstanding customer relationship management talents, and track record of target achievement.Skills : Credit underwriting: Involves determining a borrower's creditworthiness, examining financial records, and making wise lending selections in order to reduce risk.Operations for Home Loan Credit Risk Management: Managing the full cycle of managing Home Loan Credit Risk, maintaining compliance, and maximizing profitability.Credit management: is keeping an eye on credit, minimizing risk, and coming up with plans to raise credit quality and lower delinquency rates.Business Functions: To effectively contribute to cross-functional initiatives, it is important to understand a variety of business functions, including sales, marketing, operations, and finance.Team management: Effective leadership skills in organizing and inspiring teams, encouraging a teamwork-friendly workplace, and hitting goals through efficient performance management.Building and maintaining enduring client relationships in order to ensure satisfaction and commitment is known as customer relationship management (CRM).Setting challenging goals, creating action plans, and carrying them out precisely will help you achieve them.

Listed skills include Customer Service, Microsoft Office, Management, Project Management, and 6 others.