Cutpay Merchant Services aim is to help businesses increase their turnover, reduce cost, improve their bottom line margin and make owner life easier. CMS helps businesses streamline their operation in a smooth efficient and cost effective way. For example, if you own a retail business we can help you keep track your stock, know your top performing products, eliminate theft, serve customer efficiently, increase customer retention, display or showcase your best deals, manage customer accounts and most importantly to improve your bottom line. We have a similar solution for Hospitality, Fashion and Pubs/leisure industry as well. Our solutions include;EPOS Hardware and software solution are ideal for SME's in the UK. We differ from our competitors, we don't just give you the product and forget about it. Instead, we will set up the system in your exact specification then we will deliver and train you to maximise the benefits you receive from our systems. Payment services (Chip&Pin and Online) including FREE intelligent merchant portal that gives you vital key information about your business along with the latest terminal available in the market including NFC and apple pay ready. Please get in touch if you or if you know of any businesses that will benefit from the above services or simply just want to find out more information please call us on 0191 500 6575 or visit our website www.cutpay.co.uk or email info@cutpay.co.uk.

Umbrella Business Brokers provides bespoke one stop solutions for SME's in UK. We specialise in Business Banking/ Finance, Invoice Finance, Business Utility, Business Telecoms, Business Insurance, Merchant Card processing solution and EPOS systems.

• Providing expert independent financial advice to high net worth expatriate and professionals• Responsible for acquiring new clients through referrals and networking• Advice on various different products including QROPS, Education Planning, Retirement Planning and various lump sum Investments. • Review clients investments every three months • Managing, training and motivating coordinators

• Organising and leading a team of Seven Area Coordinators and 60 Distributors.• Increasing Region income by tenfold. • Took the region from bottom place to second place in just six months.• Setting targets and goals for the team and each Individual.• Monitoring team performance and motivating them to achieve targets through various incentives and competition.• Conducting Team meeting every six weeks and one to one with Area Coordinators every Friday. • Set standards of work performance and conduct• Maintain a record system to provide an analysis of performance for each member• Compiling and analysing figures• Evaluate the performance of each individuals• Planning, prioritising and allocating territories.• Devise strategies and techniques necessary for achieving the sales targets.• Generating new opportunities for the organization, i.e. helping all the charity to raise funds by selling Betterware Products.• Compiling and analysing figures. • Be a source of inspiration for the Team

• Responsible for attracting new business of SME business banking customers to Lloyds TSB• Responsible for cross-selling commercial loans, insurance, mortgages and savings products.• Produce monthly management reports and present to director level• Responsible for credit assessment, business packaging and financial reporting. • Working to expanding targets and exceeding income target.• Implementing networking skills and experience within the business to business sales arena • Keeping abreast of competitor products, service and sales models • Completing new customer acquisition from competitors in the North East market • Negotiate and package quality deals for potential customers• Established and expanding extensive introducer base designed to win market share.• 100% new business development negotiating and converting opportunities in the sub £1m turnover. • Adopting a proactive contact strategy and database to develop strong and profitable relationships.