Sunwoo Hwang

Sunwoo Hwang Email and Phone Number

Managing Director - Business Development and Debt Capital Markets @ Aphias Capital
San Francisco, CA, US
Sunwoo Hwang's Location
San Francisco, California, United States, United States
Sunwoo Hwang's Contact Details
About Sunwoo Hwang

I'm a C-executive, entrepreneur and operator who strives to join or lead teams empowered by purpose, innovation and vigor for producing results.Most recently, I founded and served as CEO of Sixup, leading 30 team members and 15 institutional investors to originate outcomes-based loans to high-achieving, low-income students in pursuit of upward mobility at selective universities.My passion is turning bold ideas and innovations into reality, then scaling for enterprise value. Over years of success, failure, wins and mistakes – I’ve humbly gained better practices and patterns when incubating, teaming, capitalizing and building companies from seed into product-market fit and growth. I thrive amid complexity and perform best when markets are tough or setbacks abound. // Technologist & builder specializing in fintech, edtech, CaaS, SaaS, machine learning/data science// Emergent thinker, storyteller & strategist adept at structuring and resonating bold concepts, business models and narratives for myriad stakeholders and organizations// Data-driven, analytical & critical formulator to solve problems, unlock opportunity and drive decisions// Disciplined, consistent & passionate leader who fosters collaboration and cross-functional alignment in complex, dynamic environments// Seasoned business acumen & versatile management across teams/functions from technology and data science to finance, product, marketing and riskI’m a proven mobilizer of capital across an expansive array of complex, institutional investors. I’ve pitched, structured, negotiated and led deal teams for $300M+ across the capital stack from investors spanning diverse mandates (market, impact, concessionary). // Equity – seed, venture, growth// Credit – warehouse, whole loan, ABS**// Investors – VC, family offices, banks, foundations, specialty finance// Impact – expertise across full-suite of catalytic investments**// CDFI** – practitioner of certification, lending & CRA**My track record includes transactions with: Goldman Sachs, Deutsche Bank, Rockefeller Foundation, W.K. Kellogg Foundation, Visa and State of Florida Pension Fund. Off the grid, I’m a backcountry snowboarder, fly fishing enthusiast and wannabe celebrity chef. Growing up in a martial arts family, I earned black belts in Tae Kwon Do and Judo, and was once a spry U.S. National Judo Champion.**Capital formats I’ve raised: CDFI – Community Development Financial InstitutionCRA – Community Reinvestment Act PRI/MRI – Program-/Mission-Related InvestmentDAF – Donor-Advised FundABS – Asset-Backed Securitization

Sunwoo Hwang's Current Company Details
Aphias Capital

Aphias Capital

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Managing Director - Business Development and Debt Capital Markets
San Francisco, CA, US
Website:
aphias.com
Employees:
9
Sunwoo Hwang Work Experience Details
  • Aphias Capital
    Managing Director - Business Development And Debt Capital Markets
    Aphias Capital
    San Francisco, Ca, Us
  • Chorus Impact
    Principal
    Chorus Impact Apr 2024 - Present
    Specialist impact investor & advisory at the intersection of [Specialty Finance + Infrastructure Technology + Catalytic Finance] for middle market enterprises & projects. We specialize in mobilizing institutional impact investors -- namely, banks per CRA + foundations per PRI/MRI + CDFIs -- to selectively co-invest alongside private & commercial investors into non-dilutive, catalytic SPVs ($25-100M) designed to scale project-financing and accelerate deployment of proven technology solutions into low-moderate income communities and populations. We focus on growth companies seeking creative, scalable capital solutions to commercialize and scale proven, sustainable and impactful technologies: climate/energy, food/agri, workforce/affordable housing, mental/health care, fintech (underbanked SMB/consumer). We partner with CEOs/CFOs as a value-add, turnkey "fractional" combination & crossover of: Capital Markets + Impact Investing + Structured Finance + Catalytic Growth.
  • Sixup Pbc, Inc.
    Ceo & Founder
    Sixup Pbc, Inc. 2015 - 2023
    San Francisco, California, Us
    Venture-backed fintech (for-profit CDFI) offering outcomes-based loans to high-achieving, underbanked students attending selective four-year colleges.A first-generation college graduate, I'm a passionate advocate for young people facing the same challenges I faced – full of ambition and achievement, but lacking the means necessary to reach full potential. After a successful career in management consulting and enterprise software, I came full circle. In 2015, I founded Sixup to apply my life experience, thinking, and energy to solve one of the most difficult problems facing the United States – increasing access to higher education and scaling economic mobility for the underserved.// Raised $60M+ in equity & debt from VC, family offices, impact investors and banks including Goldman Sachs, Learn Capital, Rethink Education, Rockefeller Foundation and Visa// Formulated strategy, business model and technology platform to fund, transform and scale high-performing, undervalued low-income ("thin-file") students into a new asset and talent class a.k.a. FuturePrime® ($70bn TAM) // Built proprietary outcomes-based underwriting model (longitudinal data science), while productizing (human-centered) student loan offering with digital wrap-around services// Scaled loan portfolio 200x (3.5 lending cycles) across 30 states @ <$70 CAC via four channels (incl. 300+ colleges)// Gained lending licenses & CDFI certification (first in student lending) by U.S. Dept of Treasury // Crafted and operationalized systems-change (for profit) business and narrative for families, capital markets and employers: invest in high-achieving, underbanked students to generate an additive pipeline of workers, consumers and investors adding $86 trillion to U.S. GDP (60-yr NPV). 2019, Recognized - Goldman Sachs Top 100 Builders & Innovators2018, Cohort Winner - JPMorgan Chase CFSI of top fintechs for underbanked2020, Winner - "Visa Everywhere" global competition for innovative fintechs
  • Proof Ventures
    Managing Director
    Proof Ventures 2012 - 2014
    Venture accelerator/fund specializing in cross-border investments & market development between Korea-U.S. corridor.
  • Dojingo
    Principal & Eir
    Dojingo 2009 - 2011
    Consumer technology incubator specializing in developing new businesses and use cases at the intersection of Media + Entertainment + Culture. Partners included Adobe, HP, Beats by Dr. Dre.
  • Rhs Partners Llc
    Managing Partner
    Rhs Partners Llc 2004 - 2008
    Real estate development group. Investors/partners included State of Florida Pension Fund.
  • Northstar Systems Int'L [Acq. By Seic]
    Co-Founder & Director Of Business Development
    Northstar Systems Int'L [Acq. By Seic] 2000 - 2002
    Incubated and spun out of 12 Entrepreneuring. Enterprise SaaS company for wealth management & financial services companies. Served as early stage co-founder & co-EIR leading strategy, incubation, and close of $5M Series A round. NorthStar Systems was a leading provider of enterprise financial services, wealth management and asset management solutions for financial advisors, private banks, financial services and wealth management organizations with solutions to automate the full life cycle advisory process: investor profiling, client prospecting & proposal generation, wealth planning, investment selection & implementation, client monitoring, portfolio reporting and client review.Acquired by SEI corporation, rebranded SEI Wealth Platform.Investors include: Benchmark Capital, Goldman Sachs, Merrill Lynch, HIG Capital.
  • 12 Entrepreneuring
    Strategist & Entrepreneur-In-Residence
    12 Entrepreneuring 2000 - 2001
    $130MM technology venture capital and incubator for web services businesses. Backed by Benchmark Capital, Goldman Sachs, Merrill Lynch, Ron Conway. Portfolio companies: NorthStar (acq. by SEIC), GrandCentral (acq. by Google).Part of strategy specialists (EIRs), working with Chief Strategy Officer (John Hagel) and Chief Innovation Officer (John Seely Brown), responsible for evaluating opportunities, and incubating technology concepts into startup companies. Served as co-EIR and co-founder (with Vivek Shivpuri) to incubate and spin out NorthStar Systems with $5M.
  • Global Commerce Systems
    Director Of Corporate & Business Development
    Global Commerce Systems 1998 - 2000
    Enterprise B2B e-commerce software platform. Member of core executive team responsible for executing Series A-C private placements totaling $70MM (lead investor: GE Capital). Led go-to-market strategy planning to guide product management, marketing, engineering, and sales divisions. Executed business development, producing strategic alliance and joint sales/marketing agreements with GE Capital, TSYS, WebMethods, IdenTrust.
  • Kearney
    Associate
    Kearney 1997 - 1998
    Chicago, Illinois, Us
    International client engagements based in Seoul, London, Chicago offices: SEOUL: Samsung Electronics (Market Entry Strategy into Brazil & India)UK: Electronic Data Systems (Supply Chain Management - UK, FRA, GER, Benelux)US: Eli Lilly (Brand Strategy); Waste Management (Organizational Change); Bethlehem Steel (M&A); CHA Health (M&A)
  • Kearney
    Business Analyst
    Kearney 1995 - 1997
    Chicago, Illinois, Us

Sunwoo Hwang Skills

Entrepreneurship Business Development Enterprise Software B2b Change Management E Commerce Early Stage Startups Fintech Edtech Saas Impact Investing Business Strategy Corporate Development

Sunwoo Hwang Education Details

  • Northwestern University
    Northwestern University
    Economics & Pre-Med

Frequently Asked Questions about Sunwoo Hwang

What company does Sunwoo Hwang work for?

Sunwoo Hwang works for Aphias Capital

What is Sunwoo Hwang's role at the current company?

Sunwoo Hwang's current role is Managing Director - Business Development and Debt Capital Markets.

What is Sunwoo Hwang's email address?

Sunwoo Hwang's email address is su****@****ail.com

What is Sunwoo Hwang's direct phone number?

Sunwoo Hwang's direct phone number is +171725*****

What schools did Sunwoo Hwang attend?

Sunwoo Hwang attended Northwestern University.

What are some of Sunwoo Hwang's interests?

Sunwoo Hwang has interest in Saas, Mobile, E Commerce, Social Commerce, Big Data, Cloud Computing, Internet Of Things.

What skills is Sunwoo Hwang known for?

Sunwoo Hwang has skills like Entrepreneurship, Business Development, Enterprise Software, B2b, Change Management, E Commerce, Early Stage Startups, Fintech, Edtech, Saas, Impact Investing, Business Strategy.

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