Director of V Serve Loans a fintech player in the online space offering retail loans to individuals and small and medium enterprises from multiple banks and financial institutions.Our technology enabled platform provides the right bank and right product for every customer and makes it simple to access his loan requirements

Responsible for driving business of Home Loans and Mortgages across South India.Primary Focus of Tier-2 and Tier-3 Towns.

A professional with 18 years experience in retail assets,liabilities and handling large teams and distribution network.Regional Head -ICICI BANK -April 2012 - Till dateDriving the business for priority sector lending through agri business loans across branches and through corporate tie ups.Retail Liability Business -May 2008 - 2012Managed the entire cluster of branches for overall branch banking products - CASA,Retail FD, Retail Asset business - Car Loan, Commercial vehicle loans and Mortgage business. Manged 3rd party Fee income products , trade income, customer service,audit and compliance.Retail Asset Business - May 2000 - April 2008 Roles Handled - National Credit Manager /Zonal Sales Manager/Regional Sales Manager 8 Yrs of experience in retail asset business handling various products like Auto Loans, Personal Loans and Credit Card business. Headed the Used Car & Car Overdraft credit function. Streamlined the process and product for the business. Managed and increased the distribution network for used car business in TamilNadu and Kerala.Managed topline and bottom line with KRA for increasing market share and cross sell income.

Managed retail loans and corporate loans portfolio. Instrumental in setting up and increasing the distribution for retail loans.Managed a business volume of 50 lacs per month for retail oans