Initial seed investor and co-founder of LilaKutu. Lilakutu.com is the first initiative of its kind in Turkey and it is a mash-up of a monthly sample service, an online shop and a beauty editorial content. The service is built to help consumers discover new beauty products, creates content around products and categories it sells to educate consumers on what products to use for various skin / hair types.

UMT AG is a leader of the global Fintech revolution. The UMT AG engages itself primarily in the area of big data and in the development of mobile technology solutions for sales promotion, with a focus on national and international sales, as well as on standardization of the company's own mobile payment and loyalty platform. UMT AG also offers consulting services all along the value chain with regard to the subjects of mobile payment and loyalty for B2B customers. These offerings distinguish UMT AG as one of the leading technological providers in the mobile payment market.UMT AG has identified new business segments and is taking advantage of these opportunities, as well as providing support for innovative companies with high potential for creating value, such as UMS GmbH. UMS GmbH is a subsidiary of UMT AG and already has a broadly diversified portfolio of mobile technologies, including applications with the potential to generate positive cash flow in the near term, as well as apps with blockbuster potential.

Multinational experience on business development, account management, product management and product marketing. Manages a structured finance and commercial real estate transactions in Turkey, Russia and United States.

Developing strategic business plans, evaluating financials and driving financial projections towards design and launch new products as well as formulating viable market strategies for existing products.Implemented a secondary markets lending strategy, general loan pricing model, and special pricing of individual loans. Coordinating with secondary market lenders. Negotiate premium incomes for the bank and establish new relationships with secondary lenders.

Extensive background in SBCL and experienced in all origination functions government backed commercial products such as SBA 7(a) and 504 programs as well as conventional products.Negotiated new lines of credits with Secondary Investment Institutions(Zion’s Bank, Lehman Brothers, Bear Stearns, Bank of the West) for the activities of the conduit programs.Managed the small business lending unit’s external relationships including legal counsel, third party service's, contract underwriters, and investment banking contacts.Develop and maintain a viable network of business contacts and prospects. Top producer in 2005 in owner small business lending group.

Responsible for reviewing financial statements, credit reports, 3rd party reports, borrower formation docs, tenant leases, franchise agreements and market information. Responsible for directly marketing or teaching internal staff how to directly market SBA 7(a), and SBA 504 loans. Structure attractive financial packages: effectively negotiate terms for commercial real estate purchase and refinance transactions, SBA 7(a), 504 and CDC documentation.Manages all aspects of a product launch including: developing sales tools, training, creating stage demos, web presence and executive management reviews. Executes demand generation programs such as direct mailing, telemarketing and online seminars. Develops sales and customer tools including brochures, posters, interactive CD's, training presentations, analyst presentations.Preparation of internal credit committee memo and responsible for facilitating any loan sales and/or purchases. Review and analyze policy and procedures with a view toward enhancing sales productivity, efficiency and quality performance.Interfaced with brokers, borrowers, legal counsel, and in certain cases with outside lenders and funding sources during the underwriting process to facilitate a successful closing; and encourage repeat business.In 2001 generate over $25 MM through conduit products as well as SBA products.