A dynamic speaker and author of the new book Conversations Over Coffee, from Seed to Cup. Susan is a detailed oriented professional. Expert in Government Manual Underwriting and Total, critical decision making, and loan decisions. Qualified in risk analyses and decisions regarding deficiencies identified during the auditing review process. Susan's experience in wholesale management gives her an edge in underwriting retail and wholesale loans. Susan attended National Business College in Roanoke, VA. She has been a mortgage professional for more than 30 years that has served as a Conventional, VA, and FHA Delegated Underwriter since 2002. This experience gives her the knowledge and experience to help you through the loan process and identify the right terms for your budget and family. She is seasoned in critical decision-making and loan decisions. While she has experience with all loan types, she enjoys working with first-time home buyers and financial literacy training, as she occasionally does when volunteering for Habitat for Humanity and other organizations. Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing to change, Susan can help you. As a Sr. Underwriter, she can sit down with you and look over your budget, income, and savings, helping you get a clear picture of what type and amount of loan is realistic. She loves creating florals and studied Floral Design at the New York Institute of Art and Design. She says she is creating life with love. Helping homeowners to achieve their home ownership goals is just one of the ways she can do this. Susan, Speaker, Curator, Consultant, Author, and Podcast Host.