Currently Member of Executive Committee of the Board.Risk Management Association(RMA) is a not-for-profit professional organization that designs and arranges educational programs for its members and non-member risk professionals on a wide variety of risk related topics including enterprise risk management, credit, market and operational risk management, governance, risk culture, blockchain, fintech, cybersecurity, compliance, liquidity risk, systemic risk, sovereign risk as well as the economic and regulatory environment.

Played a critical role to develop and execute the credit risk management strategy and manage the firms risks as it expanded and modernized its portfolio of products and services to grow client relationships in the trading, capital markets and structured financing businesses. Exercized individual credit approval authority to facilitate business while balancing and managing risk/reward through various business cycles. Collaborated with senior leaders to build the international credit risk management infrastructure. Built, led, developed, motivated, mentored and managed a team of credit risk management professionals. Participated in credit due diligence and legal documentation negotiations with complex or challenging clients.Led the International effort to create, design and implement counterparty credit rating models, authored and revised credit policies and procedures in collaboration with select international leaders. Developed portfolio management and reporting strategy for high risk industry sectors, collaborated to effectively manage internal audits and worked with regulators and governance colleagues toward evolving best practice.Participated as member/contributor on various committees (ie: risk management, crisis event, enterprise risk, new product, credit risk, bond underwriting, loan trading, promotions, etc). Designed, prepared and presented periodic board presentations.

Managed credit risk for fixed income and equities sales and trading businesses. Contributions included: exercising credit authority for counterparty exposure and transactions, developing and implementing policies and procedures to satisfy regulatory requirements and ensure industry best practice, providing leadership as member of various committees, leading the integration between Royal Bank of Scotland and ABN Amro for the Americas securities business, providing leadership on global and regional audits and regulatory matters, negotiating trade structures and documentation, leading projects, mentoring and developing teams as player/coach.

Managed and refined the credit risk infrastructure for North and South America, supporting and advising all fixed income and equities sales and trading businesses, analyzing and using credit approval authority to opine on credit risk appetite and counterparty exposure across sectors including hedge funds, banks, broker dealers, insurance companies, mortgage companies, CLO's/CDO's, asset backed securities, REITS, finance companies and corporate counterparties. Chaired the Credit Approval and Watch List committees and served as voting member on the following committees: Risk Governance, New Product, Complex Transactions, and the Financial Institutions Executive Committee. Represented Credit on regulatory and internal audits, developed and implemented numerous credit policies and procedures.

Developed, built and managed the credit risk infrastructure and approval process supporting fixed income and equities businesses in North America. Collaborated with international and domestic senior management across revenue generating and control functions. Hired, led and developed staff to support business growth while effectively managing risk/reward and protecting shareholders.

Senior credit officer who managed, analyzed and approved credit risk exposure across counterparties including hedge funds, banks, thrifts, REITS, mortgage companies, insurance companies, corporates and high net worth individuals. Led the hedge fund credit risk management initiative, designed and implemented the hedge fund due diligence process, negotiated documentation, implemented new policies and procedures, represented Credit in regulatory and internal audits, managed and mentored team of analysts.

Successfully completed the Chase Manhattan Bank Global Institutional Credit Training program, followed by progressively more senior officer level roles in relationship management, loan restructuring, lending and derivatives product sales.