Suthan K. Email & Phone Number

Toronto, Ontario, Canada

Overview: Applies pragmatic approach to reviewing and analyzing credit data with authorization to approve deals up to $300K. Collaborates closely with internal sales team to define client requirements and prepare credit write-ups based on extensive data analysis, communicating with senior finance management and other teams to follow-up on identified risks and approve large orders as required. Selected Accomplishments: Manage pipeline of +3K clients and performing hard reviews for 600 accounts concurrently Successfully completed CCP Designation within 3 years while consistently maintaining a track record of exceeding performance targets and building positive multidisciplinary stakeholder relations, resulting in selection by management to support large-scale system implementation and subsequent end-user training. Assisted in implementation of new system within company, participating in testing phase of the project lifecycle and generating plans to onboard other employees to new technology.Key Responsibilities: Data Mining & Analysis: Thoroughly assesses business profile and reviews financial data pulled from open-source business directories and credit agency reports including D&B and Equifax, as well as direct engagement with high-level financial personnel. Corporate Communication: Identifies gaps and communicates through sales team to obtain supplementary financial statements and other client documentation. Account Management: Employs people-focused approach to proactively define and understand unique client needs to maximize efficiency and ensure compliance with all SLAs and company guidelines.

Newmarket, Ontario, Canada

Overview: Prepared credit reviews and recommendations based on extensive analysis of credit and financial data for small- to mid-size business clients leasing commercial equipment. Functioned as senior-most analyst to collaborate with internal and external sales, while functioning as primary client contact, authorized to approve deals up to $50K with direct reporting to executive leadership.Selected Accomplishments: Developed new line of business for organization through utilization of experience in high-risk and sub-prime portfolios, allowing access to clients previously not available. Worked directly with management to propose automated system to expedite quoting processes, allowing brokers and sale representatives to automatically access customer’s rates without communicating with credit department.Key Responsibilities: Risk Mitigation: Assessed risk levels of potential clients, participating in back-end of sales lifecycle after sales representatives have identified potential sub-prime clients. Gathered relevant information to ensure all essential factors are being accounted for in delivered price. Client Education: Acted as organizational expert for sales questions in credit requirements, providing expertise to educate clients and increase odds of successful new business opportunities.

70 Disco Rd

Overview: Analyzed credit history, income, and other client data to determine and report lending risk for a pipeline of subprime clientele, facilitating consumer vehicle leases for portfolio valued at $2M+. Concurrently defined best practices to train and mentor junior credit analysts and other cross-functional personnel, ensuring team-wide accountability and adherence to established SLAs and regulatory standards. Key Responsibilities: Adapting Training Style: Identified specifics of how new employee will learn and work findings into training system utilized by organization. Utilized experience to relive mistakes and teach entering personnel through real life examples, walking through process step by step to ensure understanding

Certified Credit Professional (Ccp), Credit Management

Small Business Administration/Management