Financial & Business Consultant with over 15 years of experienceLead and support the restructuring team in complex transactions all around MexicoCash management and liquidity preservation for companies in need of a turnaround

• Carry out day-to-day operations (treasury, purchases, accounts receivable and payable, accounting, taxes and human resources, processes) of companies in the shipping, banking and technology sectors.• Lead the planning and management of financial restructuring of global companies, as well as strategies and management of suppliers and creditors, as well as obtaining financing sources.• Collaborate as Co-CEO of a microfinance company for a period of 9 months, keeping the company operational and growing during an investigation into the parent company based in the USA. Transaction was achieved with a favorable price for the US shareholders• Lead the Liquidation process of a Mexican Bank, being directly responsible for the day-to-day operations of more than 300 branches and the HR processes in Mexico of more than 10,000 employees, achieving an orderly liquidation with a low incidence of legal processes.• Lead the staff reduction strategy to optimize costs while maintaining operating levels.• Coordinate the liquidation process of a Mexican software company that had committed a potential fraud by senior management, leading the work in human resources and accounting activities.

Collaborate with a shipping company in the Oil and Gas industry in Mexico, managing the day-to-day operation, after its financial restructuring. Manage as a third party in the development of financial models for a claim for economic damages, achieving a agreement out of court.

Lead the development and monitoring of Projects to optimize the operation of the ATM Network. Coordinate the forecast, budget management and execution of financial plans, as well as improve the network through external partners seeking to improve the profitability, service and cost of the network.

Optimize the profitability of the Group Credit product, through the analysis and processing of banking information and the use of budgets. Lead the reengineering of financial projection models, as well as improve the commercial strategy of the institution. Lead the control and compliance with the requests of the Regulatory Institutions (CNBV, Condusef, BANXICO). Unify efforts with IT departments, Regulations, Sales, Marketing etc to ensure the development and launch of products, as well as card carriers to develop a joint strategy to reach levels of profitability, achieving 300%. Lead operations and the back office structure and development of the product in the bank.

• Development of the service strategy within the group credit market, according to the position of the company.• Improve the communication strategy and the products characteristics to make it more competitive.• Creation of Key Performance Indicators, based on an analytic approach.

• Provide assistance in insurance and risk administration for half of the accounts in the area, which represent 15% of the company income.• Oversee the service of some of the largest accounts - Foreign companies with presence in Mexico, and Mexican companies with operations abroad, that generate 8M in income.• Reached the projected budget of income and expenses, surpassing the goals indicated.• Reduced the personnel rotation in the area, working jointly with Human Resources in the creation of career plans 3 administrators of my team.• Brokered and placed insurance programs for new accounts in the area, generating over 2M of additional income.

• Responsible of the direct daily service of some of the biggest accounts of the area.• Managed property damage insurance programs (Property, Cargo, General Liability, etc.). • Coordinated executive presentations with the directive teams of our clients. • Negotiated with insurance markets to improve the programs

• Support the valuation of pension plans and individual pension reports of financial groups and mining companies.