• Introduce and market asset based financing and insurance products for new and used trucks, buses and ancillary equipment within Malaysia to prospective and existing clients.• Negotiate deals, collect information, prepare, propose and evaluates credit application based on the Company's credit policies. • Building up and maintaining relationship with customers, existing suppliers and dealers.• Preparation of financing agreements with supplementary agreements and to ensure perfection of agreements.• Monitor performance of portfolio for signs of weakening customer behaviour and to engage with default clients earlier to regularise the default payment or restructuring of existing facilities.• To institute legal action inclusive of repossession of assets, winding up and restructuring.• Attend to remarketing of assets after repossession and minimise financial loss to the Company.

• Review customers' existing facilities and follow up on any request for additional and changes of facilities. • Monitor trade utilisation of existing banking clients to achieves business targets.• Adhere and ensures Anti-Money Laundering and Counter Financing of Terrorism Operation Manual is complied at all times.• Solicit new customers, prepares, propose and evaluates credit application and proposals as well as negotiates and packages loans based on Bank's risk management procedures.• Prepare letters of offer to customers according to terms and conditions approved and attend to all legal documentation of approved loans and advances.• Follow up on facilities granted to customers including liaising with solicitors, maintenance of relevant security registers and related documents upon settlement of facilities.• Attend to revive delinquent accounts by calling, visiting customers, restructure and rehabilitation of such accounts.• Assists in development of marketing strategies and business plans as well as to ensure successful implementation of approved strategies.

• Responsible for managing and grow existing portfolio of SME and commercial banking clients including evaluating their loan applications, conduct credit review, marketing and cross-selling a wide range of banking products and services.• Develop new customers and achieve sales target• Monitor overall facility utilisation and profitability of assigned portfolio.• Formulate and implement competitive customer retention and utilisation strategies to drive and develop profitability.• Build rapport and develop meaning full networking to maintain account relationships with both existing and prospective customers.• Identify customers' needs and capture new financing and/or cross selling opportunities; negotiate for best margins to optimise profitability.• Work as a team to achieve team targets and assist each other in daily tasks

• Responsible for managing a portfolio of 80 existing Japanese corporate customers such as Panasonic Group, Aeon Group and Oji Group. • Monitor overall facility utilisation and profitability of assigned portfolio by liaising with Trade and Treasury department. • Structuring credit paper for new cases and conduct credit renewal for existing customers• Conduct comprehensive KYC on new and existing customers

• Acquire new account relationships and manage a portfolio of existing customers in order to grow income and provide value added banking advice.• Ensure timely review and renewal of existing accounts.• Monitor and encourage utilization of existing facilities under portfolio to increase revenue.• Proactively monitor credit quality through early problem loan recognition and implement appropriate strategies.