Years ago, people began sharing their money stories with Syble during coaching sessions and workshops. Their rational minds knew better, yet they continued to make unwise financial choices or didn’t follow through on their saving and spending plans.Intrigued by this contradiction, Syble studied the research in finance, psychology of money, addiction, and behavioral economics, the field which examines decision-making as it relates to financial behavior. She became determined to help people think honestly about their relationships with money. Given her background in education and her experience working with families from different socioeconomic and cultural backgrounds, she knew the solution needed to be interactive, quick and fun. It also had to be non-threatening, non-judgmental and, of course, effective. Money Habitudes represents the most common patterns of financial habits and attitudes that appeared in the research. To help people easily understand the psychology of money, a card game format was chosen. After all, adult learning research concludes that people are more open to learning when they enjoy themselves in a non-threatening situation. Research also shows that games are associated with familiar, pleasurable activities as opposed to tests or lectures. The goal was to help people identify which psychological and behavioral finance themes applied to their lives so they could understand their decisions.