Sylvia Harbison Email & Phone Number

El Paso, Tx

Texas Notary Public (Mobile)

United States

Small business loans with same day funding! Apply for $10,000-$5 Million for 6 month - 10 year terms.https://go.mypartner.io/business-financing/?ref=001Qk000001Od65IAC

El Paso, Texas Area

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El Paso, Texas, United States

Growing Texas and New Mexico areas one mortgage at a time!

United States

Obtain residential real estate to own, rent, sell, flip and/or assign.

251 Shadow Mountain Dr., El Paso, Tx 79912

Growing Texas and New Mexico areas one mortgage at a time. https://www.fairwayindependentmcmedia/files/pdf/texas-consumer-complaints.pdf?la=en

El Paso, Texas Area

Managed Branch 389 team growing Texas and New Mexico areas. https://www.fairwayindependentmc.com/~/media/files/pdf/texas-consumer-complaints.pdf?la=en

6090 Surety Ste 101, El Paso, Tx 79905

Consult company owners, high producing mortgage originators and their support staff to achieve their highest goals building momentum in production by evaluating performance and motivating with highest integrity and support. Implementing new training and updating my team on new market trends, assisting with HUD and State compliance audits, and building a network of related business professionals in the El Paso community.

El Paso, Texas Area

Assisted Senior Real Estate Appraiser in the data verification and entry of detailed information of the current local real estate marke which was utilized to develop real estate appraisal reports for financing or informational purposes for banks, mortgage companies, credit unions, individuals, attorneys and appraisal management companies. I was also responsible for scheduling and goal setting for accurate and acceptable delivery.

Torrance, Ca

Shadowed the Customer ServiceTeam Manager. Built and grew the relationships with the subscribers of the Doc Magic software that assisted mortgage bankers/brokers and title companies draw closing documents that were in compliance with all state and federal laws.

6224 Gateway Blvd, East, Ste A

• Utilized my residential mortgage lending expertise to set up and open the above listed branches by recruiting, training, managing and motivating new and seasoned loan originators with a strong support staff to produce all types of mortgage loans. • Oversaw teams performance and communicated goals and policy changes that were constantly changing in the market. • Carefully monitoring quality of production. Always ensuring that all functions were in complete compliance with federal, state and regulatory and company policy and procedures. • Personally originated mortgage loans in Texas and New Mexico from my cultivated referral base of previous borrowers and their family and friends, seasoned real estate agents, builders, developers, title companies and attorneys.

601 Sunland Park Dr., Ste 101, El Paso, Tx 79912

My duties imaged the description at Academy Mortgage Corporation.

6224 Gateway Blvd., East, Ste A, El Paso, Tx 79905

My duties imaged the duties at imortgae and Academy Mortgage Corporation. This company merged with a bank that was not licensed in Texas therefore when imortgage sought my managerial experience I accepted.

1723 Weston Brent, El Paso, Tx 79935

• Walked borrowers through the mortgage process including counseling them through their credit repair, appraisal, title insurance and homeowners’ insurance needs as well. • Originating all types of mortgage loans to qualified borrowers to purchase, refinance, cash-out equity on homesteads and investment properties on the prime market. • Networked with local real estate agents, attorneys and insurance companies to gain prestige in the market to build a constant active pipeline of leads.

1142 Geronimo, El Paso, Tx 79925

• Obtained my Texas Mortgage Broker license # 17640 and New Mexico Mortgage Broker license #02281. Sponsored several loan originators whom I trained, mentored , and motivated to achieve the maximum production, conducted performance reviews and always documented employees files according to state and federal regulatory policy.• Completed applications of potential borrowers by reviewing creditworthiness, employment history and assets evaluating their ability to repay. • Reviewed all appraisals and title commitments before sending to underwriting to place the loan in the correct product and guidelines after the research was completed. • Originated all types of loans that were sellable to the prime and subprime markets. Set up with several different lenders, banks and private investors. • With a different philosophy about practicing mortgage lending I focused 100% of my efforts on delivering the most competent, timely and money-saving service ultimately building a consistent referral base to originate mortgage loans and sell. Always meeting and exceeding our monthly and quarterly goals when the market was good. • Established and controlled the company’s budget and income goals to keep the company profitable. Consistently completing the monthly payroll and bookkeeping. Accurate Mortgage was also open April 2002- July 2006. I closed the company when I was offered a branch management position with Home Loan Experts a division of World Savings then when the market began to deteriorate and the company merged with Wachovia the bank decided to exit the El Paso market and I reopened my broker shop for 2 more years.

Managed a full staff of 9 employees including 6 loan officers, 2 loan processors, and 1 loan placement specialist through the start up of a brand new brach in El Paso, TX. This bank originated as a division of World Savings Bank but transitioned into Wachovia. I trained and assisted my staff in the sales and loan production. Weekly goals of production were developed in our sales meetings; individual work plans were also developed amongst our greener loan officers that were in training.

9434 Viscount Blvd, Ste 160, El Paso, Tx 79925

My duties imaged the duties at Accurate Mortgage listed above. This was my own brokerage I closed it when the market fell to go work for the bank which originated as Home Loan Experts a division of World Savings Bank but upon the fall Wachovia merged with World Savings and the company closed its doors to El Paso for lack of adjustable variable rate production which was not a niche in the El Paso community. Therefore, I reopened the brokerage from July 2007 to April 2009.

9434 Viscount Blvd., Ste 180, El Paso, Tx 79925

Assisted the Mortgage Broker in the set up of several lenders and investors to sell the notes too. Originated Conventional and VA mortgage loans with prime and sub-prime investors.

1601 Yandell, El Paso, Tx 79901

Originated Conventional and VA mortgage loans with prime and sub-prime lenders.

3160 N. Lee Trevino

Originated FHA, VA and Conventional mortgage loans for A paper borrowers.

115 N. Davis, El Paso, Tx 79907

• Utilized my housing counseling expertise in advising and discussing options for First Time Home Buyers and homeowners who were facing a mortgage default attempting to avoid foreclosure. • Determine the readiness of a mortgage loan and any assistance which could be accessed in order for the clients to become or remain a homeowner.• I instructed the First Time Home Buyers workshop in English and Spanish walking borrowers from pre-purchase through post-purchase of their first home. • Working closely with real estate agents, lenders, loss mitigation representatives, state and city representatives, VA and HUD officials and many other professionals who were interested in providing and maintaining affordable housing in our community. • Consistently implementing my social work skills in a professional environment encouraging and motivating home ownership.

500 E. San Antonio, El Paso, Tx 79901

• Assisted the Technical Assistance Provider in serving as a liaison between the colonia residents and state agencies, helping residents identify and remove obstacles that prevent improved living conditions. • Gathered needed information on utility availability to better their community; assisting in the quarterly reports and developing a monthly newsletter utilizing my clerical and public relations skills. • I served as the Assistant to Technical Provider when the manager was traveling extensively. • Coordinated seminars to inform community of existing services including low interest home loans and board training for the local non-profit organizations (specifically with Sparks, Southside and Santa Lucia Housing Developments); First Time Home Buyer Workshops in English and Spanish.• Assisted in grant applications for various programs and services.• Coordinated projects including "Los Ninos de las Colonias” collecting donated toys and gifts for the families and distributing them with Santa and his elves at Christmas time.

• Took responsibility of assisting the management of several properties in the El Paso Eastside community including Mountain Vista, Monterrey Gardens, Monterrey Vista Serena, Wedgewood/East Ridge. • Prepped, staged and leased apartments to renters. • Completed intake applications for potential renters reviewing credit history, verifying employment history, background checks and past rental history as well. • Collected and posted rental payments. • Walk thru for move-in’s and move out’s. Scheduled maintenance orders.