Tom Baker Cert Cii Email & Phone Number

Currently following my dream. Working in an industry I’m passionate about & doing what I love - helping others. In 2020, I established Instinct Insurance & Risk Management Services, to provide business insurance & advice not only locally in Staffordshire but nationally. Focused on a professional yet personal approach, giving valuable advice to clients and reducing uncertainty around their insurance requirements.We focus on Business/Commercial Insurance and can help:♦ Retailers♦ Tradesman/Contractors♦ Wholesalers♦ Manufacturers♦ Importers/Exporters♦ Property Owners♦ Motor Traders♦ Fleet Operators♦ Professional Services♦ Health & Care ProvidersOur products can include the following covers:♦ Property/Material Damage♦ Employers Liability♦ Public Liability♦ Products Liability♦ Property Owners Liability♦ Business Interruption♦ Professional Indemnity♦ Director's & Officer's / Management Liability♦ Medical Malpractice♦ Product Recall♦ Cyber Liability♦ Contract Works♦ Motor Fleet including Special Types, HGVs, motorcycles♦ Own & Hire in Plant including Tools♦ Goods in Transit / Marine♦ Personal Accident♦ Money♦ Machinery Breakdown♦ Engineering Inspection♦ Legal ExpensesWe also help individuals ranging from standard car/home/travel insurance to higher profile individuals or those who require specialised policies with wider cover/higher limits known as high-net worth or private clients. Our policies can include:♦ Warranty Free Wordings♦ All Risks Cover Worldwide♦ Fine Art & Jewellery Collections♦ Multiple Properties such as Holiday Homes, Second Homes♦ Agree Values♦ Comprehensive "Driving Other Cars" Extensions♦ Include Yachts/BoatsAs an independent brokerage, were not governed by certain insurers and have no restrictions forcing us to use particular markets. We have also partnered with several ancillary product providers, who can provide services such as:♦ Asset Valuations and Appraisals - Commercial & Personal♦ Loss Recovery - A Chartered Loss Adjuster acting on your behalf during a claim♦ Business Continuity Planning Assistance♦ HR, Law & Health & Safety Assistance - Including template documents and letters♦ Training Resources - For you & your staff♦ Vehicle & Driver Management - Including In-Vehicle Technology