Tabatha Sorrell Email & Phone Number

Austin, Texas

GIC (Bug)

Austin, Texas

Mortgage UnderwriterFNMA/ FHA / Conventional / Portfolio / FHLB CHUMS ID

Austin, Texas Area

Specialties: Wholesale Real Estate InvestorRehabbing in Real EstateREO PropertiesFix & Flip Real EstateBank Owned Real EstateReal Estate TrendsHard Money Lending for Real EstateTransactional Funding for Real EstateReal Estate MarketingDistressed Real Estate Real Estate Investing

Austin, Texas Area

• Evaluate credit packages including verification of income and assets (manual underwrite)
• Prepare all preliminary RESPA documents as well as any additional re-disclosure documents
• Prepare any counter offers as well as adverse action notes
• Meet crucial deadlines requested
• Complete all HMSA information necessary to properly close a loan file that does not meet originate
• Maintains company productivity level and complies with designated turnaround time for underwriting of files

Irving, Texas

• Conducted face to face meetings with customers in default or at high risk for delinquency to evaluate their financial ability, intent, willingness, reason/risk for default, and applied the appropriate retention or.
• Recommended and initiated loss mitigation workouts that are appropriate to the situation according to the Net Present Value (NPV) results that are within internal guidelines and policies
• Maintain ongoing relationships with non-profit agencies, loan officer, bank personnel, realtors, and attorneys to ensure understanding of the loss mitigation process were understand and timelines were being met
• Maintain a pipeline of 200+ account for current loans to default including Short Sale and DIL files
• Top ranked employee #45 out of 431 for overall performance in submissions, account accuracy and quality
• Customer satisfaction approval of 87% over the last two years

• Reviewed loans for loan modifications within investor/ bank guidelines specifically for FHLMC (Freddie Mac)
• Accurately calculated income and DTI from various sources to assist in qualifying the borrower for workout options such as HAMP, Traditional Modification, Forbearance / Special Forbearance Plan
• Worked with PMI companies to ensure delegations were met within PMI companies guidelines
• Maintained a quality review of 90% or higher for audits as well as call monitoring
• Coached and trained new hires, emphasizing excellent performance.
• Assisted Loss Mitigation Department with updating and maintaining status of workout packages

• Corporate collections for business accounts from small to large business including fortune 500 companies, corporations as well as government agencies
• Maintained ongoing relationship with internal partners to ensure clients were informed of delinquency
• Performed payroll change request
• Submitted invoices to various clients to advised most up to date balances due
• Worked closely with companies accounting departments to maintain credit worthiness

Austin, Texas Area

• Maintained entire collection portfolio for Credit Union debts that include secured as well as unsecured loans, and home equity loans
• Counseled member on the importance of maintaining a good credit rating along with providing members with options of payment arrangements that suited their needs while ensuring Credit Union guidelines were met
• Force placed insurance when members did not maintain minimum required coverage, requested refunds once minimum coverage was placed on accounts
• Reviewed all credit related disputes filed with credit bureaus and ensured reporting was correct
• Actively worked with bankruptcy attorneys to have members sign reaffirmation agreements for secured as well as unsecured loans
• Prepared month end reports/ quarterly/yearly for board members to show overall delinquency decline or rise