Tabitha Adams Email & Phone Number

Minnesota, United States

Minneapolis, Minnesota, United States

Consumer Loan Underwriter (Non-Conforming Team) January 2013 – January 2023Loan decisioning up to $2,000,00 following credit policies. Partnered with Wealth/Private Bank clients and Senior Management to reach optimal financing solutions on mortgages which were retained for investment in the company’s portfolio.Provided clear and concise narratives to ensure full understanding of credit decisions for all downstream users. Evaluated loans for exception policies per federal regulations and regulatory overlays including loan amount, debt-to-income ratios, asset profiles, property conditions. Using the organization’s baseline system, CORE, managed a pipeline of up to 50 complex loans while prioritizing workload and ensuring all closing dates were met. Consumer Loan Underwriter (Conforming Team) January 2010 - January 2013 Built and strengthened client relationships to form long-lasting, profitable partnerships.Company merger in 2009, trained new underwriters and managers in systems, policies, company vision. Mitigated regulatory risks evaluating loans in accordance with Federal guidelines and regulations.Facilitated loan officers, processors, and closers to ensure SLAs are met. Loan decisioning up to $417K following credit policies. Risk analysis for credit profiles / loan decisioning.Title review, insurance coverage review, and appraisal analysis for collateral approval. Managed a pipeline of up to 100 loans.