Tahshen Govender Email & Phone Number

City Of Johannesburg, Gauteng, South Africa

The purpose of my role is to lead the way on a number of key strategic projects that will position the business for long term success and financial performance. Creating new and updating existing products and services, redefining user journeys and using the technology of tomorrow to redefine the way advisers and their clients do business.

City Of Johannesburg, Gauteng, South Africa

I am a Senior Product Manager responsible for reimagining & rebuilding a suite of Financial & Accounting based products. Responsible for managing the product line life cycle all the way from the strategic planning to tactical initiatives. I develop new product strategy; conceptualize, develop product vision, and lead development for Instant solutions based on the evolution of Platform within FNB.

Johannesburg Area, South Africa

𝗖𝗼𝗺𝗽𝗮𝗻𝘆 𝗢𝘃𝗲𝗿𝘃𝗶𝗲𝘄The eWallet Product Team works to execute part of the entry-level banking strategy on behalf of FNB. The ultimate objective is to develop services that account for the unbanked and under-banked demand in Africa, as well as in South Africa. 𝗥𝗼𝗹𝗲 𝗢𝘃𝗲𝗿𝘃𝗶𝗲𝘄Subject Matter Expert on all topics related to the Mobile Payments Product. Objective is to ensure the product is profitable, whilst simultaneously ensuring that I am catering to the customers financial objectives and needs. 𝗞𝗲𝘆 𝗗𝗲𝗹𝗶𝘃𝗲𝗿𝗮𝗯𝗹𝗲𝘀▸ Provide direction and oversee effective delivery of product strategy. ▸ Drive execution of product development and manage every stage of the product lifecycle.▸ Ensure analysis and understanding of market insights. ▸ Drive product income statement and ensure sustainable profit. ▸ Provide subject matter expertise to the business unit and other stakeholders in the business. ▸ General understanding of the regulatory universe and the affects product portfolio. ▸ Explore local and international markets for the new products and trademarks.▸ Ensure continuous fully functionality of the product. ▸ Initiate and manage market research, data mining and quantitative analysis.▸ Ensure sustained growth.

Johannesburg Area, South Africa

𝗥𝗼𝗹𝗲 𝗢𝘃𝗲𝗿𝘃𝗶𝗲𝘄 Provided analytical data and modelling solutions to the entire Nedbank Retail Portfolio. Business units serviced spanned across, secured credit, unsecured credit, transactional & business banking. The goal was to provide advanced analytical solutions (in the form of models or structured data solutions). These solutions would ultimately provide a targeted approach to business owners, allowing them to execute on their strategies more effectively. 𝗞𝗲𝘆 𝗗𝗲𝗹𝗶𝘃𝗲𝗿𝗮𝗯𝗹𝗲𝘀▸ Built and maintained complex financial models to effectively manage credit risk.▸ Product innovation and enhancements: Drove strategies through customer behavioural analytics.▸ Assisted Corporate and Business Banking teams in their deal origination lifecycle.▸ Balance Sheet Management and Portfolio Optimisation: Southern Hemispheres Business Banking.▸ Developedvquantitative models used to assist the bank wide retention and attrition strategies.▸ Understood all the Macro and Micro-economic variables and their possible impact on all models▸ Developed and maintained analytical tools for strategy development and resource deployment.▸ Consultancy, liaison, and engagement of internal clients on stakeholder requirements.

Johannesburg Area, South Africa

𝗥𝗼𝗹𝗲 𝗢𝘃𝗲𝗿𝘃𝗶𝗲𝘄Provided analytical data and modelling solutions to the entire Nedbank Retail Portfolio. Business units serviced spanned across, secured credit, unsecured credit, transactional & business banking. The goal was to provide advanced analytical solutions (in the form of models or structured data solutions). These solutions would ultimately provide a targeted approach to business owners, allowing them to execute on their strategies more effectively. 𝗞𝗲𝘆 𝗗𝗲𝗹𝗶𝘃𝗲𝗿𝗮𝗯𝗹𝗲𝘀▸ Built and maintained complex financial models to effectively manage credit risk.▸ Product innovation and enhancements: Drove strategies through customer behavioural analytics.▸ Assisted Corporate and Business Banking teams in their deal origination lifecycle. ▸ Balance Sheet Management and Portfolio Optimisation.▸ Developed various quantitative models for the bank wide retention and attrition strategies▸ Understood all the Macro and Micro-economic variables and their possible impact.▸ Developed and maintained analytical tools used in strategy development and resource deployment.▸ Consultancy, liaison, and engagement of internal clients on stakeholder requirements.

Johannesburg Area, South Africa

𝗥𝗼𝗹𝗲 𝗢𝘃𝗲𝗿𝘃𝗶𝗲𝘄Effectively managed the banks affordability models. Looked after the South African Credit Card, Cheque & Overdraft affordability model. 𝗞𝗲𝘆 𝗗𝗲𝗹𝗶𝘃𝗲𝗿𝗮𝗯𝗹𝗲𝘀▸ Assisted with implementation of credit lending rules.▸ Assessed the effectiveness of the lending strategy. ▸ Mitigated reckless lending by assessing the bank’s affordability models. ▸ Data mining, cleaning, mapping, and analysis use of SAS. ▸ Credit analytics, management reporting and business requirement documentation. ▸ Extraction and manipulation of data, interpretation of analytical results.▸ Consultancy, liaison, and engagement of internal clients on stakeholder requirements. ▸ Credit risk and operational risk evaluation, including qualitative and quantitative approaches.▸ My portfolios included the South African Credit Card, Cheque and Overdraft business roles.

South Africa, Gauteng, Alberton

𝗥𝗼𝗹𝗲 𝗢𝘃𝗲𝗿𝘃𝗶𝗲𝘄Provided senior managers with insights related to competitors products, market & industry related developments within the Point-of-sale device & software ambit. Additional objectives were to steer projects that related to banking integrations and ensure successful end-to-end implantations are realised.

Melrose Arch Gauteng

𝗥𝗼𝗹𝗲 𝗢𝘃𝗲𝗿𝘃𝗶𝗲𝘄Performed strategic data analysis, researched to support the business development’s needs, project managed the sustainable development report and developed daily spread sheets for the analysis by business development managers.

Bachelor Of Commerce(Hons)., Investment Management

𝗠𝗼𝗱𝘂𝗹𝗲𝘀 𝗶𝗻𝗰𝗹𝘂𝗱𝗲𝗱: ▸ Interest Bearing Investments ▸ Financial Engineering ▸ Portfolio Management ▸ Retirement Finance ▸ Quantitative.

Bachelor Of Commerce (B.Com.), Economics And Finance

Activities and Societies: Micro, Macro and Public Economics (2nd and 3rd year undergraduate) Tutor.

Matric, 12

Activities and Societies: ▸Head Of Athletics: 2005 - 2007. ▸Provincial Colours - Cricket: UKZN U15 UKZN U16 UKZN U17▸ Physics (HG) ▸.