1. Led multiple key initiatives at BNI consisting of up to 20 members from diverse divisions:a. Revolutionizing fee-based income identification, overcoming data challenges and transforming a previously indistinct financial ledger into a detailed, product-specific report.b. Streamlining and simplifying application forms for various digital solutions, reducing paperwork redundancies, and enhancing process efficiency.c. Developing a real-time dashboard reporting on account balances, transaction details, and fee based income, ensuring data accuracy and timeliness.2. Allocated nation-wide yearly target, monitored, forecasted & evaluated the weekly and monthly performance of corporate and wholesale banking products.3. Assessed and consulted existing corporate and wholesale banking solutions and strategies that led to lower cost of fund of BNI’s current account in 2020 from 2.61 to 1.12 by altering IDR 56 trillion of special rate to regular rate.4. Suggested improvements and innovations in corporate and wholesale digital banking products and processes in line with clients’ and the market’s needs through benchmarking with the financial industry.5. Enlisted the appropriate marketing programs through various media and pitched BNI’s transaction banking services for international awards, contributing to BNI’s win in 2021 for Euromoney Award, Alpha SEA award, Corporate Treasurer Award, and Asiamoney Award.6. Certifications and Awards: Annual performance score: Tier 1 (highly performing) for three years in a row (2021- 2023), Digital Disruption: Digital Transformation Strategies, University of Cambridge, BNI Nation-Wide Banking Innovation Champion 2023, Level 2 Risk Management Certification

1. Proposed and conceptualized improvements and innovations during managerial rotations between various banking departments for one year, i.e. corporate banking, consumer banking, international banking, and treasury department:a. Online onboarding of BNI’s corporate and wholesale digital banking servicesb. Accelerating the transition to full digital banking by utilizing branchesc. Blockchain-based letter of credit2. Evaluated BNI’s commercial clients’ needs for IDR 80-billion loan by analyzing their business process, statement of income, legal documents, and collateral.3. Certifications and Awards: Small and Medium Credit Loan Certification, Design Thinking and Business Model Canvas Training Program, 1st Place, BNI Rookie46 Management Trainee Competition

1. Conducted comprehensive research and analysis of new regulations issued by regulatory bodies.2. Implemented exhaustive due diligence processes to ensure full compliance and risk mitigation.